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* The expectation to obtain a profitable income from the sale of crops will affect smallholders' willingness to use inputs * Where debt amnesties or subsidized credit schemes are common it will often be difficult to overcome a tendency to avoid loan repayment i.e., 'strategic default' and therefore operate commercially viable credit schemes (The Cotton Company of Zimbabwe). * Commercial outlets for agricultural inputs are very limited and so affect smallholders' ability to use them.
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