The best way to maintain a residence or business is through flood insurance. You can sue the city for flood damages, but remember, that cities have a lot more money than you do. The best way to sue the city is through a class action lawsuit.
H. James Owen has written: 'Guide for flood and flash flood preparedness planning' -- subject(s): Flood forecasting, Flood damage prevention 'Cooperative flood loss reduction' -- subject(s): City planning, Flood damage prevention, Flood control
Yes you can file a claim with the city.
Albany, Georgia experienced a significant flood in 1994, which caused widespread damage to the city and surrounding areas.
No. For one thing you don't sue the insurance company you file suit against the homeowners association. It is doubtful that you will have any claim unless you can prove that they did something negligently that caused the damage on your property. Really you should have had a flood policy if you are in a flood zone or low area and that would pay for your property damage. I also don't understand how the stream runs under your home.
flood damage Flood line Flood plain
(in the US) ANYBODY can sue ANYONE for ANYTHING. You can try - consult with a local attorney for his views on your case.
FLOOD DAMAGE?
Flood is excluded
"Flood Insurance" will cover damage resulting from a Flood. Homeowners Insurance will not.
A flood can cause significant damage to homes, infrastructure, and the environment. It can lead to the destruction of buildings, erosion of the land, contamination of water sources, displacement of people, and even loss of lives. The extent of the damage depends on factors like the severity of the flood, duration, and the preparedness of the affected area.
Sioux City Sue was created in 1945.
Seoul City Sue died in 1969.