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AnswerI work for an insurance company and let me tell you it's best if you stay on your parents insurance for as long as you can. On an 98 Mazda it won't be as bad as a huge truck but it is still about 900-1000 every 6 months and that most of the time is just for liability only. If you are going to stay on your parents insurance have the company rate you to the oldest vehicle on the policy b/c your insurance will be a lot less that way. By staying on your parents insurance it might run you about 600-700 every six months.
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