You need to be more specific about what it is about fire insurance you need.
A fire Insurance Policy is Fire Insurance for the covered property indicated on the policy.
Fire and lightning
Any building property policy such as a homeowner policy or commercial property policy will cover fire damage.
A fire insurance policy covers "Fire". That's why it's called a fire policy. If you want more coverage then you have to step up to a homeowners insurance policy so you can get all the other coverages you want or need.
Fire.
Each company has several different policies and each policy can cover different perils. Also, each policy can have additional endorsements which would cover more perils than a regular "bare bones" policy. A fire policy is another name for a homeowners policy. The common basic perils are fire, storm, and theft.
fire only
Following What?
If they broke a policy, you need to give them a warning. If they break the policy again, you can fire them.
There is no such thing as a comprehensive homeowners policy. What you are probably thinking of is a HO policy or Homeowners policy. Their are 2 common policy's sold that are homeowners. One is an HO-3 and the other is an HO-5. These policy's provide a wide range of coverages compared to just a DP-1 or DP-3 policy. DP is a dwelling fire policy. This provides just very basic perils on a policy. Pretty much it just covers wind, fire, weather, and a few other basic things. Mark Owner of Denvers Insurance
Contact your agent or the company.
governmental action