Following What?
the government cuts taxes
Major deserts enter the following states:California Nevada Arizona New Mexico Utah Colorado Texas
Lake Lahontan
The great basin Covers five states mostly Nevada
No, but if you have a home warranty policy that policy may cover it.
If they are not on your policy then they are not covered.
There are millions of things that a homeowners insurance policy does not cover. To find out what it does cover just read your policy, anything not on there is not covered.
The Great Basin does not cover the entire middle of the US, but it does cover most of the state of Nevada.
Nope, a homeowners policy does not cover the home owner.
Your comprehensive coverage porportion of your policy may cover the critter damage depending on the terms of your policy.
salt flatts
You should consider a comprehensive property insurance policy to cover your assets.