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If a homeowner is injured and may require surgery will homeowner policy cover this?
Wiki User
∙ 18y ago
Nope, a homeowners policy does not cover the home owner.
Wiki User
∙ 18y ago
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Will your homeowner's insurance pay if you are sued?
If it relates to a personal injury claim where the individual was injured on the policy holder's property then usually homeowner's insurance will provide compensation up to the specific amount stated in the policy.
Am I required to have a homeowner insurance policy?
Unless you've totally paid off your house, mortgage companies will generally require you to have a homeowners policy.
Will homeowners insurance cover medical expenses to someone living in the home who is not listed as a homeowner?
No. The injured party cannot be a household member. It does not matter if they are not listed on the policy.
What does loss assessment mean on a homeowners policy?
Loss assessment on a homeowner's insurance policy is protection against getting sued for a person being injured on the property. This is a common insurance that condominium owners need to protect themselves from lawsuits for someone being injured in the common areas of the condominium complex..
If a guest were to fall and get injured in my home will my homeowner's insurance cover my guest?
You should check your homeowners insurance policy declarations. But with that said, your policy should have guest medical protection which could range from $500-$25,000 for your guest's medical expenses.
What is an hob home owners policy?
An HO-B policy typically refers to a homeowner's policy in Texas.
Can you transfer homeowner insurance policy to new owner?
No. You will have to cancel you policy and the new owner will have to apply for a new policy. The homeowner's policy is partly based on the home and partly on the person so the new owner will be underwritten as well as the property.
Where can you get a copy of your Homeowner's Policy?
The answer to the question has not been posted.
Does homeowners insurance cover a sewer backup?
It should. You should request a policy review with your agent. It has to be stated in the policy what is and is not covered. <><><> DO review your policy with your agent. Sewer Backup is typically EXCLUDED from most homeowner's insurance. It CAN be added to a homeowner's policy. Have you read your policy?
Is nanny covered in homeowner policy?
No. your nanny is not a named insured on your home insurance policy.
What type of insurance would cover expenses for someone injured on your property?
Public Liability Insurance is the ideal insurance that will cover someone injured on your property.This type of policy covers the insured's liability to members of the public. Such liabilities may arise as a result of the insured's business operation. The business being operated by the insured in his/her premises may at times lead to death, injury or accident to third parties, or damage to third party's property. Insured means policy holder.A bit more:Your homeowner's insurance policy will also include liability insurance if you have the right type of policy. Check with your homeowner's insurance company to see if you have that type of coverage.
Are hot tub leaks covered on Homeowners when they leak?
I don't know if hot tub addendums exist for homeowner's policies, but you would need one to have coverage. Most will only cover your liability if someone were to be injured in your tub, not repair. Also, the Hot Tub is out of your home, so your regular homeowner's policy will not cover it.
