Yes, if anyone in your family member has opted for a car insurance policy, and in case you are driving their car and unfortunately met with an accident, you are covered. It is advisable to have a Comprehensive Car Insurance Policy to avail better coverage against any mishap.
Yes you are covered on a family members car insurance if you are driving a vehicle owned and insured by them.....
No
As long as you are sure they have insurance and if you are listed as a drive on such insurance policy. If these cases are both yes then you will be covered under their insurance as long as you have permission to drive the vehicle.
I am not covered by a family member as I am a virtual assistant and do not have physical health insurance coverage.
To obtain insurance to learn to drive, you can be added as a named driver on a family member's policy or purchase a learner driver insurance policy. These options allow you to practice driving legally while being covered by insurance.
If you are a permissive driver (given permission to drive the vehicle by the named insured), your accident would be covered under the owner of the car's policy. The insurance follows the vehicle, not necessarily the driver. You might want to check the owner's policy. I've seen a clause that specifically excludes damage caused by another vehicle insured by the same person.
Workers comp insurance has nothing to do with family members. Workers comp insurance is an insurance policy that your employer will have on if in case you get hurt at work.
Anyone you give permission to is covered on your policy. Family members are certainly covered, even step children no living with you. Do not use this availability as primary insurance for them though. They should be listed on the residential parent's policy.
Permitted driver insurance is a type of policy that allows individuals who are not the primary policyholder to drive the insured vehicle with permission. Typically, immediate family members or other designated individuals are eligible to be covered under this type of policy.
Yes, you can typically add non-family members to your health insurance policy, such as domestic partners or dependents, depending on the specific policy and regulations of the insurance provider.
The benefit of family medical insurance above individual medical insurance, is that your premiums are much lower and the whole family is covered, instead of having to take out separate policies for everyone.
This will depend on the kind of health insurance your parents have. Some health insurance may cover pregnancy while others do not. You will need to contact your insurance agent and ask them about your family coverage.You should also have a insurance booklet that states what treatments and doctor visits are covered and what is not covered.