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Unless I'm mistaken, all 50 states have laws requiring collision insurance on any age vehicle that you drive on a public roadway. It's the COMPREHENSIVE coverage that is optional. You'll need to check with the State Department of Motor Vehicles where you live to find out the specifics of how much you are required to carry. And unless you own the vehicle frre-and-clear, the dealer or finance company where you purchased it will require you to carry both to protect their assets.
What else can I help you with?
Do i ned collision auto coverage on a 10 year old car?
Whether you need collision coverage on a 10-year-old car depends on its value and your financial situation. If the car's value is low, you might consider dropping collision coverage to save on premiums. However, if you rely on the vehicle for daily transportation and can’t afford to replace it out of pocket, keeping collision coverage may still be worthwhile. Ultimately, evaluate the cost of coverage against the car's value and your personal circumstances.
Cut Costs on Auto Insurance?
In order to lower your auto insurance rates, it is essential that you drop any policy that you do not need. Many people think that if they have a car, they absolutely need collision coverage at all times. The truth of the matter is that as long as you do not have a loan on your vehicle, you do not have to carry collision insurance. By getting rid of this type of coverage, you should be able to save yourself hundreds of dollars every year. This is why it sometimes pays to own an older car for yourself to drive in.
Whose insurance pays when a 16 year old totals a friend's car if she had permission and the friend was with her but neither had serious injuries?
insurance stays with the car......if collision coverage on the vehicle it would pay......
What is the least expensive way to place a 16 year old female on an insurance policy with 2 drivers and 4 vehicles?
First of all be honest about which vehicle she will be most likely to drive. Usually the lowest rate is going to be on a vehicle that you don't need Comp and Collision coverage for. Hopefully she qualifies for a good student discount and a drivers training discount.
How many people are injured in motor vehicle collision every year?
2.3 million
How much does good vehicle breakdown coverage cost?
Good vehicle breakdown coverage can cost anywhere from $80 per year to $250 per year, depending on coverage. $80 will get roadside assistance only, while the more expensive plans will include diagnostics and possibly even repair.
What are the cheapest cars to insure for a 16 year old girl in Wisconsin with a 3 point 7 GPA?
Different insurance companies use different sources for rating vehicles but generally speaking an American made 4 door sedan is going to be the least expensive. If you are considering getting a vehicle that you don't need collision or comprehensive coverage then the make and model of the vehicle won't matter. The only things that would save money then would be ABS or possibly air bags if you have medical coverage on the auto policy.
Is full coverage insurance on a used car needed?
if you want coverage on 'that' vehicle yes...rule of thumb i always use is can i replace this car without much trouble should it total? 2500.00 car yes, i could, 10k car, no i couldn't.......and i weigh the cost of the premium for the collision and comp coverage on that vehicle...do coll and comp cost me 500 a year? well, in less than four years (due to depreciation) I've spent again what that 2500 car cost me......see?
What Do you need to get insurance for a motorcycle?
To get insurance for a motorcycle, you typically need to provide personal information such as your name, address, and date of birth, as well as details about the motorcycle, including its make, model, year, and Vehicle Identification Number (VIN). You may also need to disclose your riding experience and any previous insurance claims or traffic violations. Additionally, you’ll want to select the type of coverage you wish to purchase, such as liability, collision, or comprehensive coverage. Finally, be prepared to pay the premium, which can vary based on factors like your riding history and the motorcycle's value.
YEAR OF VEHICLE?
NEED YEAR OF VEHICLE FOR DODGE VAN VIN B21BF7X241752
Where can i get a cheap 10 year term insurance on my helecopter?
Term insurance refers to life insurance. ( for people not objects) If you are looking for comprehensive ,collision, or liability coverage for your helicopter, check with your auto insurance agent to see if such a coverage exists.
Do you need to put full coverage on eight year old car?
If the car still has some value them you may want to. If it is 2000 dollars a year for the coverage and it is a 2000 dollar car, then you may not need to.
