You have several options:
1. Report the accident to the police. While the police might say they have better things to do, you might be able to get them to approach the other driver to obtain the information.
2. Make a claim through your own carrier and have them handle your damages. Once completed, your carrier will "subrogate" the other person, which essentially means they'll ask for their money and your deductible back. Usually, when people get a bill like that in the mail, it prompts them to contact their carrier.
3. Take the other driver to small claims court. Again, this would probably prompt the other driver to contact his carrier, since most people tend to freak out when served a summons.
One can find information about car insurance for first time drivers on websites such as DMV and Cars Direct. Other websites include Edmunds and the "Car Insurance" section on the "About" website.
Liability insurance typically covers other drivers in the event of an accident caused by the policyholder.
Absolutely not. They should not even be asking for your drivers license number. The information the other drivers company would need is your insurance companies information and then they hash out all the details. Your record, be it DUI, wreckless driving, etc, does not affect their payment since their insured is at fault.
Drivers car insurance in California is usually around 200 dollars a month. This however depends on the insurance and the other restrictions on different drivers in California.
Demand their insurance information, if they refuse call the police. Other than that, get a lawyer and take them to court - it is a civil matter.
Yes, if they run your information through the interstate system. When you apply for auto insurance, the insurance company checks your driving history via your name/dob/social security/drivers license number. The insurance company can see tickets/accidents recorded in other states and will base your insurance rate upon your driving history. If you have a drivers license in two different states, you are committing a crime in at least one state.
I would get your insurance company involved, they are there to keep this from happening.
Scooter insurance in not just for teenagers, but for good drivers of all ages. Most states now require that you have your scooter insured. this is not just to protect other drivers from you, but to protect you from other drivers!
It really depends on how reasonable they are. If you are in an accident and the other party or parties refuse to give information regardless of who is at fault, then CALL THE POLICE because a police report is the best weapon against anyone involved in the crash trying to change their story later. If you're not at fault for an accident and you have no other information on anyone else, your insurance company may be suspicious about that and could quite possibly reject your claim or pay it but make it a chargeable account to YOUR POLICY.
Yes, Allstate does and other insurance companies might also.
Get out of vehicle safely, check for possible injuries to all parties, and ask the other driver to exchange drivers license and insurance information. Notify Insurance within 5 days.
you can go ahead and contact the other drivers insurance company and determine the status of the claim.