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What else can I help you with?
How do insurance companies know you had an accident?
1) Your insurance company receives your driving record from your DMV. If you are in an accident and it is reported to the police, they will add that accident to your driving record. 2) When you are in an auto accident, the insurance companies of everyone involved are notified when people submit claims.
Will a speeding ticket from Kentucky appear on your Ohio driving record?
It is likely to get reported across state lines. And you can bet your insurance company will know about it.
How can an insurance company know if you have had an accident in the past?
They look at your driving record, which is available through law enforcement channels. And Insurance companies actually share with each other as well.
If a licenced driver in your household has a DUI how will it affect your insurance rate?
Ask your insurance company, but I do not think that they will care about other people you happen to know or be living with. They're concerned about your own driving record.
What is the approximate insurance discount you receive after driving for over three years?
This depends on alot of things depending on your driving record, your age, and your insurance company. Your insurance rates should decrease each year you have a claim free or clean driving record, but the amount depends on the insurance company. If you are younger your decreases will be smaller, and they seem to increase once you reach the majic age of 25. It is an enigma to try and guess how much since there are too many factors that only the insurance companies know about.
How much will your auto insurance raise after a red light ticket if your with state farm insurance?
In many cases the insurance company doesn't check your driving record unless you have an accident or some other type of claim. Use the good old rule "Don't Ask Don't Tell". It cost the insurance company money each time they check someones driving record with the DMV. And you know the insurance companies are not interested in spending money, except on advertising that is.
Does a warning for speeding affect your insurance?
Probably not, depending on how much you were speeding by. However if you are setting up your insurance let them know about it up front because those mongrels have people that do nothing but dig up excuses for not paying you out if you have an accident. and not being upfront with your driving record can lead to problems with some insurance mobs. Warnings are not recorded on your driving record and the insurance company cannot see them.
Will an exhibition driving ticket increase my insurance rates?
An exhibition driving ticket is likely to increase your insurance rates. You need to call your insurance company and let the know about your ticket.
Why do insurance companies ask about the driving record for members of your household?
To know the driving history, including traffic violations and arrests and convictions for driving related incidents.
Should you notify your insurance company of reckless driving?
If you have not received a ticket, then NO! If you received a ticket they know already. If you are applying for insurance and received a ticket for reckless driving, then the answer is yes!
Do insurance companies check for police reports on a my fault claim to my own vehicle?
Insurance companies not only check with the motor vehicle department for your driving record, they also have an insurance company system called C.L.U.E. which includes any and all claims paid as well as past drivers, insurance policies, and people who have lived at your address. On the insurance application you are asked for all this information. if you don't tell the truth the insurance company and usually the agent will know it immediately. It pays to tell the truth. I know this as an independent insurance agent.
Can an unlicensed owner of a car insure it?
No If you own it, you have an insurable interest and can buy insurance. The company will want to know who will be driving.
