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The minor can obtain his/her own auto insurance or can be covered under someone else's policy such as a parents or the vehicle owners policy, but in any case the child must have coverage. If you are a minor and want your own policy, due to the limitations of contract law your parent or legal guardian will need to countersign your insurance application for the insuring contract to be legally binding.
A Drivers Permit comes with all the responsibilities of anyone licensed or not who operates a motor vehicle on public roads, including our financial responsibility. No state provides exemption from Financial Responsibility Laws for minors or permitted drivers.
There is no exception from the law for a minor.
AnswerOne option might be "non-owners coverage". This form of insurance provides liability coverage to the driver regardless of the car he/she is driving subject to the terms and limitations of the policy.Liability coverage is the form of insurance that provides compensation to persons who were injured or whose property was damaged as a result of the negligence (carelessness) of the other party. If liability (fault) or the amount of damages is contested and a lawsuit is filed, the liability insurer also hires and pays for an attorney to defend the insured. If the insured is found to be legally liable for damages, the insurer pays the amount of damages up to the amount of insurance that the insured purchased.
What else can I help you with?
If you have a car license and no car do you need car insurance?
no, only when u have a car u need insurance.
Is it true that if you are 18 in NJ you need to have car insurance in order to get a license?
No, you do not need to have insurance to get your license in NJ. You can get your license before you even own a car.
If you do not have a car but you have a license do you need insurance?
No, not realy, if you have a car then you ned to get a insurance.
Have Drivers license but no car do you need car insurance?
no not if you have no car
Do you need a licensed to get car insurance?
When it's a self-driven car, you need license to get car insurance from any insurance company.
Do you need a drivers license to get car insurance in California?
I think you need to get a driver's license in any state to get car insurance period. An insurance company will not supply you with insurance if they don't have proof that you are licensed to do so. My suggestion to you...get a license!
Do I need insurance if I have my license but no car?
Would you need health insurance is you had no body?
Do you need to have a CDL license to get CDL driver car insurance?
Yes, you will need insurance to drive with a CDL license.
Do you need insurance if you have a drivers license but do not drive or own a car?
No, the insurance is on the car, not the person.
How do you get car insurance with a learners permit?
You must either have a driver's license or be insured under a licensed driver's insurance. If you are a minor, your parents can add you to their car insurance.
Do i need auto insurance with a license but no car?
you only need auto insurance if you driving. upon buying a car, you should get insurance.
If you are a minor in need of car insurance do you have to be under a parent or guardian's insurance plan to drive?
As long as you hold a valid drivers license, you usually can obtain motor vehicle insurance as long as meet the insurance companies underwriting requirements, such as no tickes, no accidents, no suspensions, and do not ow any insurance company money. If you are young, usually the premium is high. The idea behind letting a minor enter in to a insurance contract is one of the few contracts a minor can enter in. Because if you have a license to drive, you need insurance.
