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Your vehicle was or was not insured? If neither the vehicle nor driver have any insurance, both the owner of the uninsured vehicle and driver will be held accountable for the damages caused/owed. Fines, loss of license and plates, etc. with more detailed information I could be of more assistance.

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17y ago

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What would happen if a friend lets you borrow his insured car and you get into an accident but you do not own a car or have insurance?

I believe most insurances will cover the damages if the car is insured and you have a license, but if you do not have a license the insurance will not cover anything you are both liable. Your friend is liable for loning you the car without a license and you are liable for driving it.


What if someone is driving your car and they get into an accident and do not have car insurance?

Do you have car insurance? Yours will cover it. Your friend if he is a true friend, will cover the deductible.


If you loaned your car to a friend and it got into an accident who gets the point on their license?

The person who was driving.


If you got a ticket but were driving your friend's car so you showed the police his insurance will your insurance rates go up?

if it was YOUR offence, YOUR license you showed, it will be YOUR problem with insurance, not your friend's.


What will happen to me if my friend borrows my car and they don't have a license or any insurance and get pulled over by the police?

Your Friend Will get multiple traffic tickets for driving without insurance and without a drivers license. If your friend has an at fault accident. The other party or his insurer can sue both you and your friend for any and all damages incurred. They can sue your friend because he was the driver and they can sue you because you are the owner of the vehicle who allowed him to drive your vehicle. .


Is my insurance and driving record affected if i have an at fault accident while driving a friend's car?

yes. it goes on your record and insurance companys look at you record from time to time


Who would be liable if you were driving a friend's vehicle and got into an accident and they did not have insurance?

The driver's insurance would then be considered "secondary," meaning if the owner of the auto didn't have insurance, then if the person driving the car had insurance, they would be liable.


What happens if you don't have insurance and you get into a car accident driving your friends car she has insurance?

As long as she has the correct insurance that allows the car to lent to a friend then it should cover you.


Will your insurance cover an accident if your friend was driving?

It should, if you let someone borrow your car, coverages should apply.


If you are driving your friend car and you get in an accident would the insurance cover the claim?

Only if the insurance covers more than one driver. Check the policy.


What happens if you let a person drive your car and they get in an accident then you find out they didn't have a licenses?

Well your friend is in trouble for not driving with out a license. I hope you had auto insurance on the vehicle, because you can end up getting sued for being the owner of the car. Depending on state laws though too. You wont get in trouble for your friend not having a license.


I was driving a friend's car and got into an accident what do i say to the insurance investigator?

The insurance for the vehicle you drove will be primary, your personal insurance will be secondary. Be honest and give them the info for the person who owns the car, and your personal insurance info.