Only if the insurance covers more than one driver. Check the policy.
Auto Insurance follows the car not the driver. My son's girlfriend was driving his car when they where in an accident and his insurance was responsible.
no
It goes on your record and your insurance rates get adjusted.
Their insurance would be primary and your insurance would be considered secondary when filing a claim.
No. As long as you were not involved in the accident then it shouldn't affect your driving record. You must also not be the owner of the vehicle that was involved in the claim.
It is up to the driver to subit the auto accident claim. You should submit the claim as soon as possible after the accident.
Your friend is. If she is over 25 she is normally covered. Because you claim on youe insurance, technically it will be an at fault accident and your premium may go up. You should talk to your insurer.
Yes. But get some help for this. A lawyer or knowledgable friend.
No, The at fault driver in the other vehicle is responsible for your losses. Not the person from who you borowed the car you were driving.
yes yes
It is very easy for one to file an auto accident insurance claim with Progressive Insurance. One can file an auto accident insurance claim with Progressive Insurance by calling a Progressive agent by phone or filling out a form on the official Progressive webpage.
They do have a right to deny the claim.