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If a spouse dies in a motor accident can you claim of your car insurance?
Wiki User
∙ 16y ago
Yes. But get some help for this. A lawyer or knowledgable friend.
Wiki User
∙ 16y ago
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What is the first step for filing a motor accident claim?
The first step for filling a motor accident claim is contacting your insurance company. The other person in the accident also needs to contact their insurance company.
Does a motor accident claim drive up one's insurance premiums?
A motor accident claim will make one's insurance premiums go up. Most insurance companies will do this at the time of renewal though.
What is the process for filing a motor accident claim?
After a collision, contact your insurance provider as soon as possible. Be honest with the investigator, and make sure to record all dealings with anyone relating to the accident (e.g. mechanics, insurance company, other party, etc.). They may help you receive your claim later.
What to do if you have a car accident and no car insurance?
Your stuffedIn the UK it is an offense to drive a motor vehicle without a valid policy of motor insurance. If however the car accident was caused by the other vehicle driver you would still be entitled to recover compensation for your injuries and vehicle damage from the other driver. See the related link entitled "car accident claim" for a description of how to prove who was at fault in a car accident. If you caused the accident - the Motor Insurers Bureau would meet the compensation claim for the other driver under the Uninsured Drivers Agreement but the MIB might seek to recover any compensation paid directly from you. See the related link entitled "accident car insurance" for a full description of motor insurance and the MIB.Same scenario in The United States. In the State Of New Hampshire , there is no requirement of the state to have insurance. If you have a car financed, the financial institution will require that you have full coverage but other wise, you can drive freely withou5t insurance. But if you have an accident and you are the cause and have no insurance, you can be cited for no insurance, and the financial ramifications can be ruining. Be smart, at least carry the minimum of liability.
How does one get information about filing a motor accident claim?
Nowadays the first place to look is online. Consulting people who have filed a claim in the past would be very helpful. You may also want to ask help of your insurance agent.
If your motor vehicle license has expired can you still make an insurance claim?
no
What if someone holding motor trade insurance gets involved in an accident on car not owned by them?
If someone owns a motor trade insurance policy and gets involved in an accident on vehicle not owned by them, if its their fault, they go through their own insurance and car owners insurance doesn't get involved. If its not their fault, they claim against third party insurers. Most of the time the vehicle repair cost gets given to the car owner but if motor trade insurance holder has bought the vehicle but hasn't transferred the ownership onto their name, they then need to provide some sort of proof that they purchased the vehicle, with previous owners confirmation.
Why Life insurance contract is not a contract of indemnity?
is fire insurance or medi claim (health ins) or motor insurance or life insurance which of them is a contract of indemnity
What are the steps taken against a person in an accident without insurance?
In the UK - driving without motor insurance on a public highway is a criminal offence. The police will investigate and the Crown Prosecution Service will prosecute in the good for the good of the state. In addition any injuries caused by a driver who has no motor insurance will be met by the Motor Insurers Bureau or MIB. See the related link entitled "accident car insurance" - to see the importance of motor insurance and how the MIB operates in the UK.
In motor vehicle accident and person at fault has no insurance?
When someone causes an accident and he has no insurance, he is liable to pay for the damages out of his own pocket. Some of the costs may be too much to bear and that is why people are better off having insurance.
What is motor insurance?
Motor vehicle insurance, also called automotive insurance , a contract by which the insurer assumes the risk of any loss the owner or operator of a car may incur through damage to property or persons as the result of an accident.
Does a passenger in a car accident have to file a claim with their own insurance company?
When a passenger is injured in an automobile accident, and the driver of the automobile of which he/she is the passenger of, is "at Fault" for the accident, the passenger of that vehicle has the legal right to file a claim against that drivers insurance carrier. If on the other hand, the driver of the other vehicle is "at fault", then the passenger of vehicle that is "not at fault", has the legal right to file a claim against the other driver's insurance carrier. And whenever there are injuries sustained in an automobile accident, you should contact personal injury attorney or law firm to represent you against the filing of your claim against any insurance carrier. "At fault" accidents are not final just because a citation has been issued. When a carrier receives a claim against their company, they will launch their own investigation of the cause of accident, and review the police report, and speak with any independent and passenger witnesses who can provide statements concerning how the accident happened.At the end of the carrier's investigation, which will also include, taking pictures of both of the vehicles damages, will compile all of the information they get, to try to determine at that point, who was at fault. If their insured is determined to be at fault, the carrier will pay the claim for which the passenger has filed against them. If the carrier determines that the other driver was at fault, then the carrier will not pay the claim and deny liability. If this happens, the passengers legal representatives will automatically withdraw their lawsuit filed on your behalf, and file the lawsuit against the other drivers insurance carrier.I was in a one car accident where the car ran off the road to avoid hitting something. I was the passenger of the car. If my medical insurance from my job pay for the my hospital bills is the insurance company intitle to pay me back the money even though my insurance covered itIn the UK - the passenger would make a claim against the driver at fault. This driver would pass the details to his insurer who would indemnify him for the claim made against him. A passenger could not make a claim against his own insurer. To see the process for making a claim in the UK see the related link entitled "motor vehicle accident".
