Parking lots are ususually considered private property. Unless there are extenuating circumstances, the police will not get involved. Your best recourse is to give all of your info. to your insurance company and hope they will assist you. More than likely you will have to take the other party to court.
if you hit a stationary object - you will most likely be found at fault
How about saying "where is the damage to my car?" No damage, no accident.
Yes, if it hits the parking lot's gutter ( that's part of the lot, right? ). No, if it's free space parking lot. Anyways, Why I answered this question. Weird! Lol .. enjoy! The bus can damage the parking lot if the pavement it too thin because school busses are "trucks" and not all roads and driveable areas are approved for trucks Unlikely but possible
any major accident on this car? if any when? what is the damage?
Regardless of the weather conditions you have a responsibility to control your car. If your car is not equipped for conditions or your skills as a driver result in an accident you are considered at-fault.
IF no damage has been done to all parties then there is nothing to do.
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The best remedy is to learn how to drive properly. Second, install rear parking sensors. Rear parking sensors protect from damage to the vehicle and harm to people, rear parking sensors also protect drivers and others from property damage.
The value of your car in any accident is the value of the car in the moment immediately preceding the accident. So the answer to your question is "with the damage from the first".
In my experience, if someone drives my car and get in an accident, I think he or her insurance has to pay for the damage of the other party and mine pays for the damage of my car. However, her insurance should go up, but not mine because I am not the one who drive at the time the accident occurs.
Collision covers damage from collisions only, whether it is a fender-bender in the parking lot, running into the garage, or a traffic accident. Comprehensive covers damage "other than by collision", that would be hail, flood, vandalism, windshield pits, etc.
Yes, if you have this coverage on your policy it provides coverage for a hit and run situation as well as other cases. One note is that you need to make sure that you call the police and get them to make a report as soon as you notice the damage whether it is an accident or an incident in a parking lot.