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What else can I help you with?
Are you covered by your insurance if you are driving in a cast and are involved in a car accident?
It depends on your coverage & the state, but normally if you have full coverage your insurer will cover any accident you are in.
Auto accident other driver was not owner nor insurer of car?
I was recently involved in a car accident in which the driver of the other car is legally at fault. Is the other party's insurance still liable for damages involved if the at fault driver is: 1. not the owner of the car, 2. not the insurer of the car, 3. does not have a license. Thanks!
Which insurance company pays for auto accident settlement?
all do. however, if you get to many accidents they can drop you. If you are looking to be insured, ask the insurer, they will tell what they will allow and what they don't.
If a car accident wasn't my fault who pays?
Your insurer.
What is accumulation limit on a group Personal accident policy mean?
Known accumulation limit refers to a maximum exposure the Insurer will be liable to pay the insured in case of an event that is covered under a GPA policy. This cushions the insurer or the re insurer for instance in case of an accident leading to accident to many subjects insured.
If your in an accident and its your fault does your insurance go up according to how many people sue you or does it go up because of the accident doesn't matter how many people sue?
The premium is based on the risk which is calculated according to the likelihood of you having an accident and the value of the claims if you do based on your history. That means an insurer will look at how many accidents you've had and what was paid out each time. After three accidents, even if not much each, they'd start to get worried.
What if there was a minor accident but no police report or insurance claims?
If you were involved in a minor car accident turn on your hazard lights and pull of the road. Make sure you look write down the other driver's license plate number in case he drives off. Call the police as soon as possible. Exchange information with everyone who was involved in the accident and then contact your insurer with the information and notify them of the loss.
What happens to you when you're driving your parents' car and you're involved in an accident and it's your fault and you're not under your parents' insurance?
The insurer (either your mother/father or both) are responsible for all costs.
Is it possible to have no fault accidents removed from your record?
Motor insurance policies have a scale of reduced premiums where there has been no claim under the policy. This is why the reduction in premium is called a "No Claim Bonus". It is not a "No Blame Bonus". If a third party was 100% responsible for an accident and you recover all of your costs directly from the third party without claiming on your insurance, then the accident should not affect your bonus or your record. However insurance statisitics show that drivers who have several accidents, even when theyare judged not to have been at fault are more likely to be involved in future accidents which will increase insurance costs, so there is an added risk factor which has to be declared to the insurer and taken into account.
What happens is you have a pending claim and are involved in another accident before the pending claim is settled?
You will now have two claims pending. Additionally depending on the circumstances of the accidents and a fault determination you will likely be paying a "LOT" more for your insurance in future. You may also find your policy cancelled or non renewed by your current insurer and may have difficulty finding a new insurance company that is willing to accept you.
Which insurance company pays if one car has no damage?
The Insurer of the at fault driver pays for the accident.
What can you do if the person at fault in an accident claims to have no insurance?
You'll need to file an accident report, then notify your insurer of the loss occurrence. If your have collision or uninsured motorist coverage on your policy, your insurer can handle it for you. Your insurance insurance company pays you, they would then seek subrogation from the at fault driver.
