0
Auto accident other driver was not owner nor insurer of car?
Aznprzwzn
I was recently involved in a car accident in which the driver of the other car is legally At Fault. Is the other party's insurance still liable for damages involved if the at fault driver is:
1. not the owner of the car,
2. not the insurer of the car,
3. does not have a license.
Thanks!
Wiki User
∙ 14y ago
Add your answer:
Earn +20 pts
When you are in an accident with no insurance are you entitled to pay for damages?
Not sure what you are asking. If you had no insurance and caused the accident you are responsible for paying for the other driver's damage and injuries. If the other driver was at fault, you are entitled to payment for your damages and injuries from either the driver/owner of the other car, or their insurance company. If you had your own collision insurance, you could make the claim with your company and let them worry about collecting, but if you don't, you will need to file the claim with the other party's insurer or hire a lawyer and sue them.
What happens if a driver with a suspended license the registered owner's insurance pay?
What are you asking? Have you had a motor accident? Did the other driver have a suspended licence?
How can you get liability insurance coverage for a person trying to get their license using your car and you already have coverage?
You just contact your insurer and add the new driver to your insurance policy. Otherwise you are allowing an un-insured driver to operate your vehicle.Bear in mind that a claimant can sue both the driver and the owner of the vehicle if they have been injured in an accident. They can sue the driver because he was thr direct cause of the accident. They can sue the owner for negligence because he allowed the un-insured driver to operate the vehicle.
If an insured driver with permission from an insured car's owner gets into an accident will the driver or the owner be responsible for payments?
the owner of the car with insurance will be responsible
What happens when you let someone with no licenses drive your car and they get in an accident?
The vehicle owners insurance company will most likely not pay the bill. Since the vehicle owner allowed an unlicensed driver to illegally operate their vehicle. The vehicle owner as well as the driver are both equally liable for the damages. The vehicle owners insurance company will most likely have to pay a negligence claim against the owner of the vehicle. If the insurer determines that their was fraud involved, such as intentionally failing to schedule a known driver to avoid premium then the Insurer may deny coverage under the policy.
If the driver of a car is liable for an accident who is liable the owner of the car or the driver's insurance company?
The owner of the car is liable for the accident itself and the damage. However, the insurance company might have to pay for it, depending on the owners insurance cover.
Does the owner of a vehicle have any liability if someone else has an accident while driving it?
Yes. Absolutly so is my understanding. That is so the owner does not give the keys to someone who is irresponsible. If there were a car accident the owner would be liable for the other persons injuries, or vehicle repair if the driver of your car was at fault.
Can you pursue another policyholder's auto insurance company for damage to your property when you have only liability coverage?
Most states require that you sue the other party (owner and/or driver), rather than their insurer directly. Further, you can pursue the other party(ies) only if the other driver was negligent. This means that he/she was careless in the operation of the other vehicle. The negligence determination is made by evaluating whether a hypothetical "reasonable person" would have operated the vehicle in a similar way under similar circumstances. If you get the other driver/owner's insurance information after the collision, you are free to contact the insurer to assert a claim.
Will insurance cover an accident if owner thought the driver had a license when let him use vehicle?
Permissive use by unlicensed driverYes, So long as the driver was not excluded by name from your policy, your insurance will pay for the claims. The unlicensed driver is not covered under your policy. Your negligence in allowing an unlicensed driver is covered under your policy. So basically, Your Insurer will be paying what is considered a negligence claim against you as the policy holder.Other AnswersNo the insurance will not cover for the accident since the person driving the vehicle did not have a driving license and the owner has given the keys to the person - permission to drive. The owner must verify that the person to whom he is giving his/her vehicle has a valid driving license.
If the owner gave permission to a licensed driver is the licensed driver still responsible to pay for an accident?
It is my understanding that the car owner's insurance pays for the person who was hit. The driver's insurance is responsible for the car he/she was driving.
If an uninsured driver with permission from an insured car's owner gets into an accident will insurance cover the other vehicle's damage?
Insurance follows the car, not the driver. So as long as the automobile is insured, so is the driver. Just make sure the driver has a valid driver's license.
Who is responsible for a accidents costs the owner of the car or driver?
the accident is cover by insurance if the driver did not have insurance but the owner dose then it should cover for uninsured motorist if the driver was not a excluded driver of the vehicle a excluded driver is like a relative that lives the the policy holder but is not on the policy as a driver
