When you move you don't generally need to switch policies until renewal.
An insurer must obtain a license from the Department of Insurance of the state in which they wish to transact insurance in order to operate legally. This license ensures that the insurer meets the state's requirements and regulations for offering insurance products to consumers. Failure to obtain this license can result in fines or penalties for the insurer.
home state
In order to transact insurance in a state, an insurer is required to designate the state Insurance Commissioner as agent for service of process (Registered Agent). Therefore, suits against the insurer must be served on the state Insurance Commissioner of the state in which the suit is filed. He/she then transmits the summons and complaint to the person designated by the insurer.
The letter from the insurer should tell you the reason for their refusing to offer you plan. If the letter is not clear about this, you should call the insurance agent who helped you apply. If that doesn't get you enough information, contact your state's insurance regulator. Most states help consumers understand these letters, and will help you get a clear answer from the insurer. In 2014, insurers will not be able to reject customers.
If you were divorced in Ohio, ask somebody there or ask somebody in Florida!
If he has moved to another state and established residency for the prescribed length of time, then he can file in that state. It would be difficult to have it moved if he filed properly.
Nobody reports your tickets to an insurer. Your violations simply go into the state database. Your insurer and others can then check your record when ever they want.
every state should have a Fair Access to Insurance Plan - some call them "FAIR" plans - they are the insurer of last resort. contact a local agent to assist
Insurance is regulated by the states. When an insurer wishes to conduct business in a state, there is an application and examination process which must be done. The state insurance regulator examines the company for sufficient financial resources, staffing, honesty of the persons behind the company, and various other factors. If the insurer checks out and meets the requirements of the law, it is issued a license, often called a Certificate of Authority. Each state in which the insurance company transacts business has a record of the insurer having been issued one. You can therefore contact the state insurance regulatory authority (usually called the Department of Insurance) in the state capitol to determine whether the insurer is authorized to transact business in the state. You will also need to ensure that the company is authorized to transact the kind of insurance that you seek. That is, make sure that it has a certificate of authority for property and casualty insurance, if that is what you seek, or life and health insurance, if that is what you seek.
Generally, your estate is probated in the state where you lived and owned property. You should consult with an attorney to discuss the matter in greater detail.
An insurer can legally defer paying the cash value of a surrendered life insurance policy for a maximum of six months, as stipulated by most state regulations. This deferral period is typically intended to allow the insurer to process the surrender request and ensure that all necessary paperwork is completed. However, specific terms can vary by state and policy, so it's essential for policyholders to review their policy documents and consult with their insurer for exact details.
whichever state you filed in!