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What else can I help you with?
Can you drive a car in Florida if the owner has insurance on the car but you do not have car insurance?
no
Does your car insurance card stay with the car or with the car's owner?
car's owner (you paid for it) I believe it must be with the car. If you lend the car out how is the driver to prove insurance?
Who pays when driver is not the car owner but has car insurance?
Usually the insurance policy of the owner of the car is primary and then if the driver of the car has a policy of their own then it is secondary.
Does car insurance in Ohio follow the vehicle?
No. The insurance policy stays with the owner of the car. If the car is sold to another person, the NEW owner must obtain his own insurance.
Do you have to be the registered owner of a car to get insurance on it?
Yes. Only a registered owner of a car can get the insurance. The insurance policy document and registration documents of a car both should be in a name of one person. The mismatching of documents leads to legal complications. So it is important to ensure that to get insurance, you have to be the registered owner of a car.
A car with liability insurance only is borrowed and in an accident Car is totaled Whose insurance will cover?
When a car is borrowed (with permission) the insurance of the car owner is primary and the insurance of the driver is secondary. Here, the car owner has no coverage to pay for the damage to his/her own car, so the driver's liability insurance would cover the cost of the car. That is assuming the driver has liability insurance, if the driver doesn't have liability insurance, the car owner is stuck (unless he sues the driver).
If my name only as the owner is on a car but my daughter who has her own insurance on the car was in an accident could you be legally responsible?
No. Car insurance is insurance on the car not insurance on the driver.
What benefits would one derive from being the owner of car insurance?
The benefits about being the owner of car insurance is a lot of people buy car insurance that they get paid for. Cost of Insurance for a luxury car would be expensive and they get a lot of money.
Can you transfer car insurance companies and cars?
You can apply for Car insurance with a new company, But you can't transfer your existing policy to another company
When you transfer car insurance from one car to another how long does it take to be on the road?
The transfer is instant.
What does the lender do when a financed car is totaled and there is no insurance?
Sue the owner of the car, since the owner was likely required to carry insurance as part of the financing deal.
What if someone hits you and its not his car and there are no insurance on the vehicle?
His liability insurance on his car should transfer to the vehicle that he is driving.
