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There are far too many factors in computing insurance rates to answer a question like this on a forum. You only gave that the person is a 60 year old female. Is she married; does her spouse drive; does she have any tickets in the last 5 years; has she had any accidents or claims in the last 5 years; what state does she live in; what is her zip code where she lives; what kind of car does she have; does she have any other vehicles; what liability limits and uninsured motorists coverage does she want; does she want physical damage coverage on her car; what deductible; what is her credit score; does she drive to work; how far is to her work; are there any other drivers in the household;etc. You see there are way too many factors to compute a rate for insurance.

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