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the VIN vehicle identification number is the individual number of each car, like a social security number. each number or letter means something. the 1st character is the country of origin. 1 for U.S. 1-5 for parts of North America (I'm not sure which is Canada, which is Mexico and which is made elsewhere but assembled here (some foreign and domestic models) W for Germany, J for japan etc. the 10th number is the year. if your vin has a letter there, then it was from a model before 2001. the second is usually the company, f for ford, g for gm. the make and model are in their also. somethimes you can get the engine size and sports package, depending on manufacturer. the ins company wants it so they know what kind of veh you have, you could be telling them a 2001 when you have a 2007. 4 cylinder vs 6 and so on, so they know what they could be paying out on a crash.
What else can I help you with?
What is Progressive Security Insurance Co?
An insurance company that sell vehicle insurance to people.
Co-signer is now driving your vehicle who is responsibile for insurance?
Depends on the state, either one can be but the other has to be listed as an additional insured. Also if one of the co-owners had a suspended dl, you can not renew the tag even if you have proof that they dont drive it. (Florida laws)
If you co-sign for a vehicle should you have liability insurance as well?
Yes
Can a co-owner of a vehicle be excluded from an auto insurance policy?
Yes they can.
Does the co-buyer have to be on the insurance policy if he does not drive the car?
Not where I live in Ohio. My mother co-signed a car for me, and her name didnt have to be on the insurance, as long as the vehicle carried full coverage insurance in my name.
Why will insurance company not test drive my auto which is being repaired?
Insurance co. are not required to test drive any vehicle.
If you are the registered co-owner of a vehicle but you are not listed as a co-owner on the insurance policy covering the vehicle do you need to be a named co-owner on the insurance policy?
Since the owner or owners can be both be held fully liable for any associated losses or claims related to the operation and ownership of the vehicle. It would be foolish not to protect all listed owners from financial loss.
Who pays when a parked car is hit in a private car park?
AnswerAs long as your vehicle was parked legally and you were able to obtain the other vehicle's insurance info, the driver of the other vehicle's insurance co. is resposible for all your damages.
What is telephone number of Reassure American Life Insurance Co?
8776273618
What if both parties only have liability insurance after a car accident?
If you were at fault, your insurance co will cover the damages to the other vehicle ONLY, not your....and vise virsa.
Does a co-owner of a vehicle who has never driven the vehicle have accident liability if his only reason for being on title was to get the vehicle financed?
You bet. If the other owner of the vehicle doesn't carry insurance on the vehicle -- or lets it lapse -- and has an at-fault accident, the injured party can certainly come after you as a part owner of the vehicle. If the other owner carries insurance, however, you're pretty safe. The insurance carrier handling the vehicle and any accidents will protect the owners' interests to the limits of the policy. If you know the vehicle has insurance, and you're still worried, take a moment to review the policy coverages and limits on the vehicle. Just so you know, the insurance you carry on the vehicle you do drive would not extend to a co-owned vehicle like this, unless you've told your carrier about it.
Do you need insurance for a car you co-own if the owner does not have insurance?
All states require that you carry a minimum amount of liability insurance to satisfy the financial responsibility laws of the state. Depending on the state where your co-owned vehicle is registered, the minimum limits of liability will vary. With advanced DMV systems, most states are electronically notified by your insurance company that you have carried continuous auto insurance. If you, or the primary owner of the vehicle are not carrying insurance your vehicle registration could be suspended. To prevent this, you must bind coverage and request the insurance company to electronically notify the state DMV. All registered vehicles in all states are required to have insurance. Even if you are listed as the co-owner, you have a legal responsibility to carry insurance. While the other owner may not have to be listed on the insurance, you will need to insure the vehicle in question under either your name, or both of your names as named insured.
