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All insurance companies are required to notify the insured policy owner of cancellation at the primary address given by the insured. Listed Lien-holders are likewise notified at the address given for the Lien-holder.
Most often when the policy owner does not receive the notification it is due to an incorrect address provided by the insured or a change of address that the insured has not given to the insurance company. The insurance company will always send policy notices to the address on record with the company.
Bear in mind that these days many companies are allowing the insured to elect electronic communication in lieu of standard mail. If this was the case then notification may have been sent to you by email.
What else can I help you with?
Does car insurance become cancelled when the owner passes away?
Not unless the deceased calls the company to cancel. The insurance company cannot cancel the policy unless it is requested in writing by the insured or executor or if it cancels for non-payment.
Is it legal to put a lien on a home without informing the homeowner?
Laws vary by state but in all my experiences the property owner has to be notified.
What happens to recovered cars that were reported stolen?
The first thing that happens when a stolen car is recovered, the police inform the owner of the recovery, usually in writing. The owner then takes up the matter by informing his insurance company of the recovery and valuation is done. The car is then handed to the rightful owner.
Can you get insurance Florida without a drivers lincence?
Yes. It is the vehicle that is being insured, NOT the owner. The owner's license status is irrelevant.
Unlicensd teenage friend drove our car without permission and hit a tree. Will insurance cover this?
No way! The insurance certificate specifies who may drive. It will not include unlicensed drivers! Even a licensed driver, but driving without the owner's permission will not be covered by the car owner's insurance.
What is so special about a home insurance owner?
There is nothing special about a home insurance owner. It is simply a person that has insured their home which 99.9% of people who buy a house do. Without home insurance one has no protection in case of damage or theft.
If you are hit by a unlicensed driver on a permit driving another person's car that had liability insurance can you sue the owner or the insurance company for your injuries?
Yes, without a doubt. The owner bares the true responsibility.
Can a car owner be sued for letting a person drive the car without insurance?
Yes, if there is an accident.
Who is responsible for a no insurance ticket on a borrowed car The driver or owner?
Each could be ticketed. The driver for no insurance, and the owner for allowing unlawful operation. In the UK both are equally responsible for 'using a motor vehicle on a road without insurance' and both will be prosecuted.
How can I find out if an owner financed home is insured?
To find out if an owner-financed home is insured, you can request proof of insurance from the seller, such as a copy of the insurance policy or a certificate of insurance. Additionally, you may want to contact the insurance company directly if you have the details, though they may not disclose information without the owner's consent. It's also wise to include a clause in the owner-financing agreement that requires the seller to maintain insurance throughout the financing period.
If you got a ticket for not having car insurance are you responsible or is the owner of the car?
The owner of the car. If YOU got a ticket because YOU were operating an uninsured vehicle on a public road, YOU are responsible for the ticket. There may also be a citation for the owner for having the vehicle registered without the required insurance.
What is contingent owner on life insurance policy?
The new owner of a life insurance policy if the original owner dies before the insured.
