Property Owners insurance is an important thing to have when owning property. To find information about different insurances, one can watch tv, look in a phone book, browse the internet or ask friends or family. Insurance companies always advertise and if they are a great company, word of mouth spreads quickly.
That depends. If the renter has their own flood insurance then the renter could certainly file a claim on it they have a flood loss. If your asking can the renter file a claim on the Property owners flood insurance then the answer would be no. The owners flood insurance would be specific to the owners property, not property belonging to a tenant.
You will have to file a claim on your own comprehensive auto Insurance. A property owners insurance will not cover damages to your vehicle unless you could prove willful negligence. This is because a property owner is not liable for an act of nature.
You don't HAVE to cover your property with homeowners insurance once your home has not mortgage but you could lose everything if you had a fire or if someone was injured on your property. Some HOA's require some type of insurance on every property regardless of mortgage. Its not a wise decision to drop coverage.
It really depends on the context. It could be referring to the property that is insured, or if you are referring to property damage insurance (coverage actually) that is coverage for the damage you cause to the property of others. If you could explain in what context I could be of more assistance possibly.
We could call people whonown property owners or a landowner
If not, how could the property owners file charges?
You can check with the Property Insurance Loss Registar (PILR). This is a tool a lot of insurance companies use to find this information. Maybe a private investigator could help if you cant get the information thru the PILR.
When looking to find the best and most current information on mortgage insurance it might be an idea to speak with the mortgage provider for the property the insurance is required for. Another way might be to view comparison websites such as Money Supermarket who offer information on many companies that provide mortgage insurance.
In general, Nobody is liable for an act of nature. Your auto insurance comprehensive coverage would cover damages to your car. A property owners insurance will not cover damage to your vehicle unless you could prove willful negligence. This is because a property owner is not liable for an act of nature.
only property-owners
White men property owners
You could Ask Them, But bear in mind that any coverage carried by the previous owner would only have been for the protection of the then named insured. No coverage or rights are inherited by the new owner from the old owners insurance.