This is done to let them know how many people on average might be driving. Also to know if someone suspended is living there. My policy listed myself as a 70% driver and other members living with me to each be driving 10% even though they held their own policy. This helps protect everyone in the case that there is an accident with a household member driving instead of the policy holder.
Insurance companies may collect information on all individuals living in your home but the rates will reflect drivers only. Further, most insurance companies will require all licensed drivers in the household be listed as a driver.
Some companies that advertise cheaper insurance for young drivers are FreeInsuranceQuotation, and LoansStore. These are all insurance companies that advertised on articles about cheap insurance for young drivers.
All insurance companies provide insurance to lady drivers. It would be extremely rude and sexist if insurance companies refused women, not to mention bad for business.
Insurance is all about risk...or possible risk. We don't pay for insurance definitively knowing that we are going to use it; we paying for the possibility of future need. Insurance companies need to know the household residents/relatives, because even though your household resident/relatives may not have a license, drive a vehicle on your policy, or even if they have insurance for their own vehicle, it's the mere fact of the possible access to or "risK" of providing insurance for a particular vehicle on an auto policy.
Many companies will not offer auto insurance to drivers who have been convicted of a DUI. GMAC and The General are two companies who will insure such drivers.
You can purchase drivers insurance in Edmonton from several different companies. Some companies that operate in Edmonton are Allstate, Federated Insurance, and AMA Insurance.
Insurance companies require all household drivers to be listed, even if you have a teen who has their own policy it is important to let your agent know when any drivers or vehicles change in the household. Anyone who needs assistance with insurance in PA is welcome to contact me, I work for an independent agency in York PA www.ekmcconkey.com
There is a company who supplies information to insurance companies called CLUE. This company gives insurance companies information on losses paid by all insurance companies and what type and amount of the claim was paid. CLUE also supplies companies with a variety of information. It gives information like people who had auto insurance at the same address as you have and people who were listed on insurance policies of you in the past like other household members or drivers.
Insurance companies that offer cheap car insurance for new and inexperienced drivers include Salt Springs Insurance, Meloche Monnex Insurance, and Kanetix.
Almost all auto insurance companies offer different deals to match any type of driver, especially also high risk drivers. Some of these companies are The General Insurance, Drivers First Insurance, Titan Insurance, Acorn Insurance and many more.
Insurance can definitely be high for new drivers. Find out if there are any affordable insurance companies in your area that are willing to work with new drivers.
No they do not have to and they generally do not. Young drivers are in a higher risk group which makes car insurance expensive for younger drivers.