Insurance companies may collect information on all individuals living in your home but the rates will reflect drivers only. Further, most insurance companies will require all licensed drivers in the household be listed as a driver.
Yes but when you get your operator`s license you would be charged with insurance and you can not drive without insurance
it is possible that they know HOW to drive a car, but they cannot get a license until they are 16, should they drive without a license there will be a huge fine because it is highly illegal to drive without a license and insurance.
You cannot get car insurance if you do not have a license because you cannot legally drive.
If the 16 year old grandchild lives in your home or drives your vehicles then yes you are required to add him or her you your insurance as a primary or secondary driver depending on how much they drive.
Absolutely if they have a drivers license. They have access to the keys, don't they?
Nooooo....YOU are not required to insure anyone but yourself. However, if you are letting him/her drive your vehicle, you'd better be sure he/she is carrying insurance.
Not if she does not have a license. All drivers are required to have a license. If she does have a license, she can drive with them in the car.
Yes, they would be covered as long as they only drive occasionally. If they drive more than 12 times out of the year, they would need to be rated on your policy in order for them to be covered.
You don't have a way to convince the insurance company that he won't drive, if he has a license. So yes, he will have to be named as a driver on your policy. If you have fewer cars than drivers, he can show as an occasional driver, and your agent can help you determine which car will give him the most favorable rate.
There are rules, in the UK a provisional licensed driver can drive in the company of someone over the age of 21 who has held a full, clean, driving license for at last a year. You must also be covered on the insurance.
If he is going to drive any vehicles in your household, yes you need to notify them.
No. He has to have auto insurance to keep driving.