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'Is it required in Maryland that you put your 18 year old child on your auto insurance policy if she still lives at home?
Wiki User
∙ 16y ago
Absolutely if they have a drivers license. They have access to the keys, don't they?
Wiki User
∙ 16y ago
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In the state of New York do you need to put your sixteen year old on the car insurance policy?
Auto Insurance Required for MinorsYes, all drivers are required to carry proof of financial responsibility. The law does not make exceptions for minors. Not only do you "need" to add your child but legally as the guardian, you are "Required" to do so.You can obtain Auto Insurance for your child or you or you can add the child for coverage under the parents or another existing auto policy but all drivers must have coverage.Failure to add a known driver, especially a minor child for which you are already financially responsible is a form of Insurance "Fraud" known as "concealment" and could void all coverages otherwise afforded by your policy. This could leave you "the Parent" owing for all the cost of an accident with no Insurance Policy to pay the bill.Honesty is always the best policy. Contact your Insurance Agent to obtain coverage for your minor child.Happy Motoring.
Is policy holder health insurance automatic guarantor of step child?
In medical insurance, the policy holder of the policy is not automatically the guarantor of a step child. To become the guarantor of the child a formal adoption should have taken place, or the child can be added to the policy.
How old does my child need to be to withdraw his life insurance?
Normally, your child can withdraw their life insurance when they are 18. However, this may vary from policy to policy and between different insurance companies.
Will your auto insurance cover your child?
If you add the child as a driver on the policy.
If you purchase life insurance policy on your adult child naming myself as beneficiary can adult child change beneficiary?
The purchaser of an insurance policy names the beneficiary.
Which age group has life insurance?
A life insurance policy can be had from 0 age (child policy) to a person of maximum 65 years (pension policy).
Can you get a life insurance policy on your child?
yes, if the child has a good enough reason.
Do you have to add your child to your auto insurance policy if they do not live at your address?
In the state of Texas you do not have to list your child on your policy. If living in your home you can enlist a separate policy for that child. If living in another home it is never a requirement to have them on your policy although there are some policies which certain insurance companies write which require the child on your policy while living in your residence.
Can you add a child to your insurance policy to cover their car?
Yes, you can add the child and the car
If teenager isn't on insurance are they covered by parents policy?
NO, All drivers are required to carry insurance and be scheduled on an auto insurance policy. if he's not on the policy then he is not a covered driver. Although your company may be required to pay for an accident in which your uninsured teenager is involved. they would not be paying because he was covered, but rather they would have to pay due to the parents negligence in failing to obtain proper insurance for their teenage child and because they allowed the uninsured child to drive the vehicle. The insurer is often liable to pay for the negligence of the insured. Don't confuse this though with an assumption that the uninsured child was somehow covered simply because the insurer had to pay.
Is your child covered on insurance if not listed on policy?
I highly doubt it. If the child is not on the policy, then sorry to say, they're not covered. You will need to go in and put them on the policy, if you want that is...
What is the parent's responsibility for medical bills for adult children that are on the parents insurance policy?
If the child is over age 18, then the parent is not responsible for the child's medical bills. The child is legally responsible for anything that the insurance policy did not pay.
