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Which of these is true of an annuity?
there are two types of annuities including fixed and variable
Which of these is true of an annuitys?
there are only two types of annuities including fixed and variable...
Which of these statements is true to an annuity?
There are three types annuities including fixed, indexed, and variable.
Who bears the risk of principal loss in a variable annuity?
In a variable annuity, the policyholder bears the risk of principal loss. This is because the value of the annuity is tied to the performance of underlying investment options, such as stocks and bonds, which can fluctuate in value. If these investments perform poorly, the account value can decrease, potentially leading to a loss of principal. Unlike fixed annuities, which offer guaranteed returns, variable annuities do not provide such guarantees, increasing the investment risk for the policyholder.
How often do annuity rates usually fluxuate?
Assuming that "annuity rate" means the rate of interest paid on a deferred annuity, the answer depends upon whether the annuity is a VARIABLE one or not. The contract value of a VARIABLE deferred annuity is tied to the investment performance of the separate accounts chosen by the purchaser. These accounts are much like mutual funds, and their value will fluctuate, often daily. In a VARIABLE deferred annuity, there is no guarantee of principal or minimum interest (unless you've invested in the "fixed" account).In a non-variable annuity, often called a FIXED annuity, principal, and a minimum rate of interest is guaranteed. In addition to that minimum rate of return, most deferred annuities offer additional, non-guaranteed, interest. There are two types of fixed annuities: (a) "Declared Rate" and (b) "Indexed".Declared rate deferred annuities generally declare the current, non-guaranteed interest rate each year. Index annuities may declare and credit interest each year or retroactively, after several years.For more information, see Olsen & Kitces,"The Advisor's Guide to Annuities" (3rd ed.,2012, National Underwriter Co.) or "Olsen & Marrion, "Index Annuities: A Suitable Approach" (Olsen & Marrion LLC, 2011).
Where is the information on ING's website about variable annuities?
The direct link to ING variable annuities is http://ing.us/individuals/products-services/annuities/variable-annuities It is best to look into all forms of retirement planning.
What are variable annuities?
ING variable annuities are annuities offered by the company ING which have variable rates of return. This is in contrast to fixed annuities which offer some sort of guaranteed rate of return over the life of the contract.
What are three types of insurance annuities?
Three types of Insurance Annuities are variable annuities, fixed annuities and indexed annuities.
What are ING variable annuities?
ING variable annuities are annuities offered by the company ING which have variable rates of return. This is in contrast to fixed annuities which offer some sort of guaranteed rate of return over the life of the contract.
What are the different types of annuities available in insurance?
The different types of annuities available in insurance are fixed annuities, variable annuities, and indexed annuities. Fixed annuities offer a guaranteed interest rate, variable annuities allow for investment in various funds, and indexed annuities provide returns based on the performance of a specific index.
Are there annuities symbols for portfolios?
Annuities themselves do not have symbols, however, for variable annuities, the stocks that the money is invested in within the variable contract would have the symbols associated with those companies.
What are the different types of annuities available for investment?
The different types of annuities available for investment include fixed annuities, variable annuities, indexed annuities, and immediate annuities. Fixed annuities offer a guaranteed interest rate, variable annuities allow for investment in various funds, indexed annuities offer returns based on a market index, and immediate annuities provide regular payments starting immediately.
What are the different types of annuities available in the UK?
The different types of annuities available in the UK include fixed annuities, variable annuities, indexed annuities, and immediate annuities. Fixed annuities provide a guaranteed income, variable annuities offer the potential for higher returns but with more risk, indexed annuities are linked to a specific index, and immediate annuities start paying out income right away.
What are the different kinds of annuities available for investment?
There are several types of annuities available for investment, including fixed annuities, variable annuities, indexed annuities, and immediate annuities. Fixed annuities offer a guaranteed interest rate, variable annuities allow for investment in various funds, indexed annuities tie returns to a market index, and immediate annuities provide regular payments starting soon after the initial investment.
Are there any third party brokers who provide ing variable annuities?
Yes there are many third party brokers who are willing to provide ING variable annuities. Third party brokers are the most common at providing ING variable annuities.
What are the main differences between fixed and variable annuities?
Fixed annuities offer a guaranteed interest rate for a set period, while variable annuities allow you to invest in different funds that can fluctuate in value. Fixed annuities provide a stable income stream, while variable annuities offer the potential for higher returns but also come with more risk.
Which agency regulates Variable Annuities?
FDIC
