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A commonly used statistic for assessing a bank's liquidity by dividing the banks total loans by its total deposits. This number, also known as the LTD ratio, is expressed as a percentage. If the ratio is too high, it means that banks might not have enough liquidity to cover any unforseen fund requirements; if the ratio is too low, banks may not be earning as much as they could be.
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What do you deduce from the volume ratio about the mole ratio in which lead nitrate and sodium iodide react?
Since the volume ratio of two gases in a chemical reaction is directly proportional to the mole ratio of the reactants, you can infer that the mole ratio of lead nitrate to sodium iodide in their reaction is the same as the volume ratio of the gases involved. This allows you to determine the stoichiometry of the reaction.
Can the mole ratio from a balanced chemical equation be interpreted as a ratio of masses?
No, the mole ratio from a balanced chemical equation cannot be directly interpreted as a ratio of masses. The mole ratio represents the ratio of moles of one substance to another in a chemical reaction, whereas the ratio of masses would depend on the molar masses of the substances involved. However, if you know the molar masses of the substances, you can convert between moles and masses using this information.
What is split ratio in gas chromato graphy?
The split ratio in gas chromatography refers to the ratio of the carrier gas that is split between the column and the detector. This ratio determines how much of the sample is directed into the column for separation and how much is directed to the detector for analysis. Adjusting the split ratio can affect the sensitivity, resolution, and detection limits of the analysis.
What is ratio decay?
Ratio decay is a concept in options trading that refers to the situation where the ratio of contracts in a spread changes as the price of the underlying asset moves. This can impact the risk and reward profile of the trade as the ratio shifts, potentially leading to unexpected outcomes. It is important for traders to monitor and manage ratio decay to ensure their positions remain within their risk tolerance.
What is the gas ratio?
The gas ratio typically refers to the ratio of gas to air in a combustion process. This ratio is important for maintaining efficient and safe combustion in engines and heating systems. It's usually expressed as a specific ratio based on the type of fuel being used.
What is credit deposit ratio as per RBI guidelines?
60%
What is credit deposit ratio?
The credit deposit ratio (CDR) is a financial metric that measures the proportion of a bank's total loans (credit) to its total deposits. It indicates how effectively a bank is utilizing its deposits to generate loans, reflecting its lending practices and liquidity. A higher CDR suggests aggressive lending, while a lower CDR may indicate more conservative lending or higher liquidity. This ratio is crucial for assessing a bank's financial health and risk management.
What ratios are important in banking sector?
Credit to deposit ratioCapital adequacy ratioNon-performing asset ratioProvision coverage ratioReturn on assets ratio
What is CD ratio in banking?
The Credit-Deposit (CD) ratio in banking shows how much of the money a bank gets from customers (deposits) is given out as loans. It is found by dividing the total amount of loans by the total deposits and is shown as a percentage. For example, if a bank has a CD ratio of 75%, it means that out of every ₹100 deposited, ₹75 is given as a loan. This ratio helps understand how actively a bank is lending. A very high or very low CD ratio can affect the bank’s performance and risk level.
What is a 'cash deposit ratio'?
Cash deposit ratio is with reference to a bank's the ratio of average cash balance held against total deposits of a particular branch.
What is a bank's reserve to deposit ratio?
70%
How do you calculate credit loss ratio?
how do we calculate credit loss ratio in banks financials
What is a bank's reserve-to-deposit ratio?
this is the amount of deposit the central bank authorise bank to keep them
Cash deposit ratio definiton and formula?
The cash deposit ratio (CDR) is a financial metric that measures the proportion of a bank's total deposits that are held in cash or cash-equivalent assets. It highlights a bank's liquidity position and its ability to meet withdrawal demands. The formula for calculating the cash deposit ratio is: [ \text{Cash Deposit Ratio} = \frac{\text{Cash and Cash Equivalents}}{\text{Total Deposits}} \times 100 ] This ratio is expressed as a percentage, indicating how much of the deposits are readily available in cash form.
Why does closing a credit card have a negative impact on your credit score?
Because 30% of your credit score is based on your debt to available credit ratio. For example, if you have 3K in credit card debts and if you add up all your available credit limit from all your credit cards for a total of $10K. =your current debt/available credit = 3K/10K = 30% Ratio (Ideal Ratio!) Now you close one account with an available credit of 4K, now decreasing you available credit to $6K =your current debt/available credit = 3K/6K = 50% Ratio The higher the ratio the more negative it will affect your credit score.
How central bank control inflation?
the central bank controls inflation through one of the following, open market operation,special deposit,cash ratio,bank rate,funding,credit ceiling etc.
How does central bank control inflation?
the central bank controls inflation through one of the following, open market operation,special deposit,cash ratio,bank rate,funding,credit ceiling etc.
