Credit :)
The Credit-Deposit (CD) ratio in banking shows how much of the money a bank gets from customers (deposits) is given out as loans. It is found by dividing the total amount of loans by the total deposits and is shown as a percentage. For example, if a bank has a CD ratio of 75%, it means that out of every ₹100 deposited, ₹75 is given as a loan. This ratio helps understand how actively a bank is lending. A very high or very low CD ratio can affect the bank’s performance and risk level.
Secured credit cards are available that require a deposit matching the credit limit.
You can use a credit card to deposit money by transferring funds from your credit card to your bank account or by using your credit card to make a cash deposit at an ATM that accepts credit card deposits.
No, you cannot deposit money into a credit card account. Credit cards are used to borrow money from the card issuer, not to deposit funds like a bank account.
60%
Credit to deposit ratioCapital adequacy ratioNon-performing asset ratioProvision coverage ratioReturn on assets ratio
Credit :)
The Credit-Deposit (CD) ratio in banking shows how much of the money a bank gets from customers (deposits) is given out as loans. It is found by dividing the total amount of loans by the total deposits and is shown as a percentage. For example, if a bank has a CD ratio of 75%, it means that out of every ₹100 deposited, ₹75 is given as a loan. This ratio helps understand how actively a bank is lending. A very high or very low CD ratio can affect the bank’s performance and risk level.
Secured credit cards are available that require a deposit matching the credit limit.
When you have cash deposit credit adjustment how do you post it to ledger account
A secured credit card requires a security deposit. An unsecured credit card is the traditional credit which does not require a security deposit.
You can use a credit card to deposit money by transferring funds from your credit card to your bank account or by using your credit card to make a cash deposit at an ATM that accepts credit card deposits.
Cash deposit ratio is with reference to a bank's the ratio of average cash balance held against total deposits of a particular branch.
No, you cannot deposit money into a credit card account. Credit cards are used to borrow money from the card issuer, not to deposit funds like a bank account.
A commonly used statistic for assessing a bank's liquidity by dividing the banks total loans by its total deposits. This number, also known as the LTD ratio, is expressed as a percentage. If the ratio is too high, it means that banks might not have enough liquidity to cover any unforseen fund requirements; if the ratio is too low, banks may not be earning as much as they could be.
No, it is not possible to deposit cash directly into a credit card. Credit cards are typically used for making purchases and borrowing money, but they do not have a cash deposit feature like a bank account.