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What else can I help you with?
Is a deposit a credit or debt?
Credit :)
What is CD ratio in banking?
The Credit-Deposit (CD) ratio in banking shows how much of the money a bank gets from customers (deposits) is given out as loans. It is found by dividing the total amount of loans by the total deposits and is shown as a percentage. For example, if a bank has a CD ratio of 75%, it means that out of every ₹100 deposited, ₹75 is given as a loan. This ratio helps understand how actively a bank is lending. A very high or very low CD ratio can affect the bank’s performance and risk level.
What credit cards are available that match your deposit?
Secured credit cards are available that require a deposit matching the credit limit.
How can I use a credit card to deposit money?
You can use a credit card to deposit money by transferring funds from your credit card to your bank account or by using your credit card to make a cash deposit at an ATM that accepts credit card deposits.
Can I deposit money into my credit card account?
No, you cannot deposit money into a credit card account. Credit cards are used to borrow money from the card issuer, not to deposit funds like a bank account.
What is credit deposit ratio as per RBI guidelines?
60%
What ratios are important in banking sector?
Credit to deposit ratioCapital adequacy ratioNon-performing asset ratioProvision coverage ratioReturn on assets ratio
Is a deposit a credit or debt?
Credit :)
What is CD ratio in banking?
The Credit-Deposit (CD) ratio in banking shows how much of the money a bank gets from customers (deposits) is given out as loans. It is found by dividing the total amount of loans by the total deposits and is shown as a percentage. For example, if a bank has a CD ratio of 75%, it means that out of every ₹100 deposited, ₹75 is given as a loan. This ratio helps understand how actively a bank is lending. A very high or very low CD ratio can affect the bank’s performance and risk level.
What credit cards are available that match your deposit?
Secured credit cards are available that require a deposit matching the credit limit.
What is cash deposit credit adjustment?
When you have cash deposit credit adjustment how do you post it to ledger account
What is a unsecured credit card?
A secured credit card requires a security deposit. An unsecured credit card is the traditional credit which does not require a security deposit.
How can I use a credit card to deposit money?
You can use a credit card to deposit money by transferring funds from your credit card to your bank account or by using your credit card to make a cash deposit at an ATM that accepts credit card deposits.
What is a 'cash deposit ratio'?
Cash deposit ratio is with reference to a bank's the ratio of average cash balance held against total deposits of a particular branch.
Can I deposit money into my credit card account?
No, you cannot deposit money into a credit card account. Credit cards are used to borrow money from the card issuer, not to deposit funds like a bank account.
Credit deposit ratio?
A commonly used statistic for assessing a bank's liquidity by dividing the banks total loans by its total deposits. This number, also known as the LTD ratio, is expressed as a percentage. If the ratio is too high, it means that banks might not have enough liquidity to cover any unforseen fund requirements; if the ratio is too low, banks may not be earning as much as they could be.
Is it possible to deposit cash into a credit card?
No, it is not possible to deposit cash directly into a credit card. Credit cards are typically used for making purchases and borrowing money, but they do not have a cash deposit feature like a bank account.
