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College students are regularly courted by credit card companies who hope to gain loyal customers. Credit card companies also know that college students spend money - in restaurants, movie theaters, at malls, and for living expenses. Targeting college students almost guarantees the credit card companies that issued cards will be used. Having a student card helps some students get through the college years simply because they can charge whatever they can't afford to pay for with cash.
Some credit cards are specifically designed for college students. However, the best ones require that the student has a good credit rating. Some of these credit cards offer generous reward programs and low interest rates. However, some of the interest rates are low introductory rates that climb significantly once the introductory period is over. Students should read all of the fine print before obtaining a credit card to ensure that they understand all of the terms and conditions.
Many of the student cards have generous cash back programs. Not only can students earn cash back on everyday purchases like gas and groceries, but some cards offer the reward for money spent on utilities and Cable Television. Students who pay off the balance each month can earn significant rewards by charging virtually everything. However, this method of earning rewards requires a high level of self-discipline.
Not all college students are able to qualify for credit on their own. Sometimes, parents issue students cards with low credit limits. Some parents even pay the credit card bills; others let the student use the card with the understanding that he or she pays the monthly bill.
Some students have gotten into financial trouble using credit cards in college, thinking they were going to earn much more money than they did. Thinking they would pay off the card once they graduated and obtained their dream jobs, some college students ran up extremely high credit card bills. Unfortunately, they did not earn the amount they thought they would earn immediately after graduation. Many of these students now advise other college students to curtail spending, especially when using credit cards.
Students have an excellent opportunity to build a good credit record by using student cards that the credit card companies are anxious to issue. However, just like anyone else who uses a credit card, students need to be careful and exercise good judgment and self-discipline.
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How do the features of the Citi student credit card compare to other cards for students?
The Citi student credit card requires better credit to be approved, and you have to have a special card to receive cash back for purchases. It is not automatic and there are not many choices for student cards available.
What are the requirements needed to get a Citibank student credit card?
In order to get a Citibank student credit card, one must be a student, then have to have one student card. Another requirement to get a Citibank student card is identification.
Is an international student card same as green card holder?
No it is not the same. With international Student card you can stay in USA as long as you are a student with condition. Green card lets you stay permanently.
Where can one apply for a student Visa card?
There are a lot of credit card companies that offer a student card, but if one wants to apply for a student Visa card one can visit their official website.
How many 3 card hands are possible from a standard deck of 52 cards?
This is a permutation, which is from 52 select 3, or52P3, or 132600. The other way to think of this is you have 52 choices for the first card, 51 choices for the second card, and 50 choices for the third card. Therefore you have 52*51*50 possible hands or 132600.
Student credit card?
A student credit card is designed for the use of University students and high school graduates. A student is qualified to apply for this credit card if he or she meets the bank's requirements. Most banks require students to open a savings account as part of the qualifications. Getting a student credit card is now easy with the collaboration of universities and credit card companies.
I had a student visa but went out of status Can i marry a green card holder and apply for a green card?
I had a student visa but went out of status Can i marry a green card holder and apply for a green card?"
What are the factors to consider when selecting a credit card?
There is a few things to consider when selecting a credit card. The main things to consider would be interest rates, reviews on the company and what you are wanting to use the card for.
What is the right age to get a student credit card?
Whenever you start university (or, in America, college), is the correct age to get a student credit card.
What are the benefits of acquiring a student credit card?
A student Credit card can be good if they are overseas or if they need emergency cash. They can also make a student more responsible and learn to handle money.
Can you get a Payday loan with the emerald card?
Yes, you can potentially get a payday loan with an Emerald Card, as it functions like a regular debit card. However, payday loans often come with high interest rates and fees, so it's important to carefully consider if it's the best option for your situation.
What does a student card allow you to do?
A student card is an ID card for school. I have one for the high school I attend currently. Its a way of keeping track of attendance, because you usually have to swipe your card when you enter the building, and its a way of security so that no strangers can enter the school, only those with a student ID card specifically for that school can enter.
