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Am I covered if an uninsured person who does not have a learners permit is driving my son's car and has an accident?
No, you are not covered and neither is the unscheduled, unlicensed driver. Unfortunately though, since your insurer is also financially liable for certain of your negligent acts, such as, allowing an unscheduled and unlicensed driver to operate your insured vehicle. They may have to pay for the damages resulting from your negligent acts. This should not be confused with the fanciful idea that the unlisted and unlicensed driver was ever covered by your policy. If they have to pay the claim, your Insurer may justifiably decide to cancel your policy due to negligence.
What else can I help you with?
Does a learners permit have to be insured in new york?
Anyone driving in any state is required to be covered on the insurance policy of the vehicle they're operating, whether named on the policy, or covered by uninsured motorist coverage on that policy.
If you are driving another person's car with permission and have an accident with an uninsured motorist running a red light will it be covered?
99% of all insurance companies will cover such situations.
What happens to the owner of a car that gets into an accident with someone else driving there uninsured car?
They will have to take the uninsured driver to court. Or if you have uninsured driver policy with your insurance, they will pay it.
If my boyfriend was driving my car with his learners permit but I have PLBD insurance on my car would he be covered if we were in an accident?
Contact your agent or policy services dept for your carrier, they will be able to advise you.
Is a learner permit driver covered under his parents insurance if he is driving alone and gets in an accident?
No. He will get a ticket. His parents will have to pay all the expenses related to the accident. The parent's insurance probably won't pay anything unless it is covered under uninsured motorists section. I don't know about that.
Uninsured driver driving insured car is he covered?
If a person is driving a car and he/she is uninsured but the vehicle in which he is driving is registered and insured to another individual, the registered owner is liable for the damages to the other pwesond's vehicle.
Is an uninsured unlicensed driver that is driving an insured car covered if he gets in an accident?
The majority of the time no because it is an insured's policyholder's duty not to let unlicensed people driver their car because they cannot legally drive.
What if your driving a friends uninsured vehicle with them and have and accident with another uninsured vehicle but you do have uninsure motorist insurance on your own car who insurance is responsible?
Since you are the only person with insurance it would be your insurance that pays, if your policy says this situation is covered. It depends on your insurance policy. Some cover you, others don't
If you are driving another persons car with permission and have an accident and the car you are driving is uninsured will your insurance pay to get the car fixed sicne you were at fault?
Yes!
If someone is driving your car and you do not have them on your insurance and they get into accident are you covered?
Although it depends on your insurance, the driver is covered if driving with your permission.
What happens if an uninsured unlicensed driver is driving your uninsured car and has an accident?
Bad things, will mostly likely get a few citation from police. If he is found to be at fault he could be liable for the damage.
Is it a crime to drive uninsured and leaving a scene of an accidnet?
In nearly all states, each of those is a separate crime. 1) Driving uninsured. 2) Leaving the scene of an accident.
