The injury would most likely not be covered under your auto because you let an unlicensed driver drive your vehicle when they cannot legally drive.
Bad things, will mostly likely get a few citation from police. If he is found to be at fault he could be liable for the damage.
The owner of the vehicle is usually held liable.
No, you are not covered and neither is the unscheduled, unlicensed driver. Unfortunately though, since your insurer is also financially liable for certain of your negligent acts, such as, allowing an unscheduled and unlicensed driver to operate your insured vehicle. They may have to pay for the damages resulting from your negligent acts. This should not be confused with the fanciful idea that the unlisted and unlicensed driver was ever covered by your policy. If they have to pay the claim, your Insurer may justifiably decide to cancel your policy due to negligence.
99% of all insurance companies will cover such situations.
they get in jail for not having a licence and driving.
If you have Auto liability Insurance and you gave this person perrmission to drive, The Insurer will probably have to pay the bill for the accident. The company will then probably have to promptly cancel your insurance coverage for allowing an unsinsured unlicensed driver to operate your vehicle. Your next Auto Insurance Policy premium will take into account your claims history and charge accordingly.
no it is against the law for an unlicensed and uninsured driver to purchase and drive a car off the dealer's lot. The dealer will be held accountable, if this person has or causes an accident that takes someone's life.
They will have to take the uninsured driver to court. Or if you have uninsured driver policy with your insurance, they will pay it.
No. He will get a ticket. His parents will have to pay all the expenses related to the accident. The parent's insurance probably won't pay anything unless it is covered under uninsured motorists section. I don't know about that.
If a person is driving a car and he/she is uninsured but the vehicle in which he is driving is registered and insured to another individual, the registered owner is liable for the damages to the other pwesond's vehicle.
Permissive use by unlicensed driverYes, So long as the driver was not excluded by name from your policy, your insurance will pay for the claims. The unlicensed driver is not covered under your policy. Your negligence in allowing an unlicensed driver is covered under your policy. So basically, Your Insurer will be paying what is considered a negligence claim against you as the policy holder.Other AnswersNo the insurance will not cover for the accident since the person driving the vehicle did not have a driving license and the owner has given the keys to the person - permission to drive. The owner must verify that the person to whom he is giving his/her vehicle has a valid driving license.