Legally, no. This would fall under wrongful incarceration or kidnapping. The repo agent can block the vehicle in until that person gets out and then hook the unit. If the person re-enters the vehicle afterward then all bets are off. If the police are called in this situation, someone is likely to go to jail for breach of peace, and the repo agent has a legally binding notice of repossession.
No a repo person can not break into your home to repo your car. Repossession persons can not damage or destroy any property in attempts to take possession of a vehicle.
A repo guy is likely to say anything to get your car. If he's looking for it, you owe the money and he gets to take the car. Hiding it in the garage will keep him at bay for only a short time. Whether or not you have homeowner's insurance does not factor into the equation.
Maybe the repo man was after something other than your car. Or, maybe the person was there to serve you with some papers.
No they cannot but that does not mean repo morons won't try.If you have any doubts call the Police Immediately !!!!
Only if that person is on the contract cosigner etc. and no they cant take your house.
Yes. As a matter of fact, Repo Men will more than often be very sneaky while repossessing a vehicle. They can't take your vehicle off the property without telling you, they can't enter if your car is parked in the garage, and they can't open a gate to get it without your permission. So they will often wait until your vehicle is out in the open. For example: If your car is parked on the curb in front of your house, or if you're at Taco Bell and the car is parked outside in the parking lot... They will follow you and wait for a time they can get it without you giving them any trouble. It's totally legal for them to take your vehicle when you're unaware. Repo Men are contracted or hired by the true owner of the vehicle, whether it be the bank, a person, etc...
Yes, a repo is a repo whether you give it up or they take it.
A repo worker does not normally pick up a vehicle unless he has an order from the lien holder (usually the creditor who financed the vehicle). If you own your vehicle outright with no liens against it, the repo person probably picked it up by mistake.
A 'Repo Man' is a person who gets paid by a company to repossess anything (usually cars, planes, automobiles, etc.) that hasn't been paid for in 3 months or more. The person can just take it back to the company, but he/she has to have the right papers so they can take it. Basically, if the person hasn't paid the rent (usually for cars and such) for a while, it gets repossessed.
A 'Repo Man' is a person who gets paid by a company to repossess anything (usually cars, planes, automobiles, etc.) that hasn't been paid for in 3 months or more. The person can just take it back to the company, but he/she has to have the right papers so they can take it. Basically, if the person hasn't paid the rent (usually for cars and such) for a while, it gets repossessed.
A long time if you hide it well!
Depends on the state you are in. Some states will take your license if you are found guilty of that.