You do not have to necessarily get credit counseling before you can file for bankruptcy.
Bankruptcy is Federal jurisdiction, therefore, the state has nothing to do with it. Usually, when you file bankruptcy, you cannot file for another 7 years, Period. No matter which state you live in.
If it is a Chapter 7 Bankruptcy, you have to wait 8 years before you can file it again.
If you file bankruptcy, you file bankruptcy on everything. You can not file bankruptcy on one loan.
If bankruptcy has been dismissed it is possible to file again. The trustee will require an explanation of why the first case was dismissed before accepting a new bankruptcy case.
No, you cannot file for Chapter 7 bankruptcy before the 8-year waiting period has passed.
Yes, but it will likely be covered in the bankruptcy anyway. It may just be good money after bad. An attorney is the best place to get information.
Having a bankruptcy dismissed does restart the statute of limitation on a bankruptcy. You will have to wait eight years to file another bankruptcy.
There's no maximum amount. If you can't make your payments you file bankruptcy.
To find out if one is able to file for bankruptcy, one should seek information from a lawyer or someone familiar with bankruptcy. Another option is to visit WikiHow's website.
Transformation is possible but before taking any step firstly consult to bankruptcy attorney.
No they never did file for bankruptcy