No, you can get a commercial policy for a commercial vehicle.
If it's for a company you work for, I would make sure they had proper insurance before you drove the vehicle.
Yes, you need personal injury protection as well as property damage to drive a vehicle.
Your personal auto coverage will not cover their vehicles. What they are probably asking for is to make sure you have coverage in case you drive your vehicle on errands or such for the company. If you go to the post office to get the company mail your personal auto insurance will be the primary insurance and then if they have an endorsement to their insurance called "hired and non-owned auto" it will provide secondary coverage over and above your coverage to protect them in case of an accident. Their coverage insists that you as the employee have primary insurance on your vehicle. Also note that the company insurance will not pay for damage to your vehicle.
Your personal auto insurance will be secondary to the insurance of the vehicle that you are driving (assuming you do not own it and it is not a business vehicle). If you get involved in a car accident while you are operating a vehicle that is -not- yours, then the insurance of that vehicle has to pay first, and if that insurance is not enough (or is not there) then your insurance will kick in. Notice that if you get pulled over by police they will ask you to show proof of insurance on the vehicle (not your insurance.) The law requires all vehicles to be insured, not individuals.
A license, a vehicle, and insurance.
If it is pertinent to your ability to drive a vehicle then yes you are required to give this information to the insurance company.
No, the company cannot drive! If the company wants you to use your personal car for company business, they should provide insurance for that use.
Auto insurance typically covers the car, not the driver. So, if you have insurance on your vehicle, but you drive another vehicle that doesn't have insurance, you are not protected by your policy if you have an accident in that other vehicle. However, if you have insurance on your vehicle, and you lend it to a driver (from another household) who does not have his or her own insurance, they will be covered by your policy while they are driving your car.
No!
No. Your personal auto Insurance Policy provides NO coverage for Company owned or commercial vehicles.
Non owners Insurance, More aptly named "Drivers Insurance" is for people who occasionally drive but do not own a vehicle. Coverage is Personal Lines, Secondary and is applicable only to unplanned, unexpected usage of a motor vehicle. Happy Motoring
Yes you would need insurance on a vehicle you can not drive cause what if there was a storm and a tree fell on it and it had really bad damages than what would you do.
In most situations, the insurance follows the vehicle, therefore, if you don't have a vehicle you would not have a need to have insurance. You still have the responsibility to make sure that any vehicle that you do drive is insured. If you borrow someone's car and drive it, you have the care, custody, and control of the vehicle and you are legally responsible to make sure it has the legally required coverage. If you drive an uninsured vehicle, you will be ticketed.