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Yes, an "All Risk" or "All Other Perils" (AOP) deductible can apply to commercial property insurance. This type of deductible is often a standard feature in commercial property policies, meaning it applies to most covered losses, except for those specifically excluded in the policy. It's important for business owners to review their policy details to understand how the deductible works and what losses it covers.

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2w ago

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What is an AOP deductible in property insurance?

AOP stands for "all other perils." This would be your deductible on losses covered under your policy. Examples would be fire, theft, or vandalism. This would be separate from other deductibles that may apply to other covered losses (for example, damage caused by a hurricane).


What is an AOP deductible?

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