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Many people with newer cars keep collision coverage on their policies, but they also may not know when or if they should drop this coverage. While there's no set of rule for determining wether collision coverage becomes unnecessary for your particular situation, there are some simple considerations to make if you're debating wether or not you rshould keep it on your policy.
What else can I help you with?
Had a collision other party fault can the ins co ask you to pay deductible?
If you had a collision and the other party does not have insurance, you would have to pay the deductible. Your insurance company would pay for any needed repairs.
What is usually covered by a comprehensive motor insurance?
Comprehensive motor insurance usually covers bodily harm or damage caused by an accident. The comprehensive insurance also cover the liability of the car damages in regards to collision coverage. When deciding on collision coverage, it is important to consider the age of the vehicle to determine if comprehensive or full coverage is needed on the vehicle or if collision insurance would be the appropriate choice.
What insurance covers the driver who is at fault?
Assuming that the at-fault driver maintained it at the time of the collision, his/her auto liability coverage would be triggered.
What is meant by California collision car insurance?
Collision insurance means that if you were to get in an accident the insurance company would pay to fix your car instead of the person's that you hit.
Where can I purchase collision insurance in Virginia?
Inquire insurance details in Virginia. You will get information concerning various insurance companies, and you will find out which would provide collision coverage.
If another person is driving your car with consent and swerves to miss a deer but lands in ditch and damages the car who is liable?
typcially the insurance stays with the car....if you have collision coverage (if no actual contact with the deer would be collision rather than comprehensive coverage), your insurance would cover.....in most states if there is no collision coverage on the vehicle, but the driver has a vehicle that has the needed coverage it would then apply.........
what is the insurance needed when renting a car?
First, if you have comprehensive and collision coverage on your own vehicle then check with your own insurance carrier to see if that will automatically extend to the vehicle you will be renting (as that would save you a lot of money). If it does not extend (and you have liability insurance) then you will need to get the rental company's property damage insurance (sometimes called collision damage waiver).
Can a woman get insurance to cover collision in Virginia?
All people are allowed to get insurance to cover collision. It would be discrimination to deny someone insurance based on their sex. The best way to get coverage is to go to the nearest insurance agency.
Who do you call if you have a collision?
911, unless it is a very minor collision. You would also call the insurance companies of the drivers involved.
Is anyone here join Ohio collision car insurance for their safety?
It is true that everyone should take care of their car and avoid collision. It is highly likely that someone would join the Ohio collision car insurance for their safety.
Can a owner who is also a driver parked a vehicle and vehicle start rolling down claim from insurance co the payment for repairs?
Yes, if you have collision insurance. It would be a collision claim and you would have to pay what your collision deductible is. If your car caused damage to someone else's vehicle or property, you would also be liable for the damages.
How do i go about getting my totaled and financed car covered by an insurance company that let me get a policy with no collision?
The insurance company would not have required you to get insurance coverage, as it is an optional coverage from the insurer's standpoint. The bigger issue is that the company through which you financed the car would have required collision coverage because it was interested in protecting the value of the collateral. Therefore, it may have obtained "forced-placed" collision coverage on the car and charged the premium to you (through your car payment). If that was done, you would normally have rec'd notice of it and been given a chance to get collision coverage and produce proof of it. Furthermore, collision coverage would have to have been in force at the time of the collision; it would not be retroactively applied to cover the loss.
