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What else can I help you with?
Will liability insurance cover damage to a person's vehicle caused by someone else?
NO, liability covers damage you do to someone else's property. Comprehensive insurance covers damage to your vehicle by someone else. If you have no comprehensive, then you will need to look to their insurance for recovery of damages.
What is the difference between third party and fully comprehensive car insurance?
Third Party Insurance only covers the person you have hit in the accident, you have to pay for all the damage to your own vehicle yourself. Fully Comprehensive covers all your damage and all of the other person's damage.
Under what circumstances would a person need to purchase temporary car insurance?
The circumstances a person would need to purchase temporary car insurance would most likely involve the purchase of a new vehicle. If you were getting a rental car, you might also consider temporary insurance to protect yourself.
What is vehicle insurance?
Insurance that a person purchases for his\her car, motorbike.
How important is it for comprehensive insurance coverage to be listed on free auto insurance quotes?
It is important for comprehensive insurance coverage to be listed on a free auto insurance quote, so a person can get an accurate quote. A person would not want to expect to pay one amount and have to pay more.
Does homeowners insurance cover a car stolen off your property?
No, Never. An auto theft would have to be covered by the vehicle owners comprehensive auto insurance policy. A homeowners Insurance policy is not liable for the theft of a vehicle. that's what Auto Insurance is for. If an Auto Owner chooses not to purchase a Comprehensive auto Insurance Policy then they assume the risk of a total loss in the event of a theft. The vehicle owner can not seek to shift liability to another person simply because it was on their property when the vehicle was stolen. If this were the case then every time a car is stolen from the parking lot of a store or shopping mall people would expect that business or property owner to pay for their loss.
Where can a person go to get a comprehensive listing of car insurance companies in Toronto?
There are many places for a person to get a comprehensive listing of car insurance companies in Toronto. They can be found online or in the building of car insurance. Some online sites for the listing: insuranceproviders, staffingexchange, fotoweekdc.
Can I obtain insurance without a car?
re: auto insurance, no; auto insurance is written on the vehicle, not on a person.
What are the benefits of third-party insurance and how does it differ from comprehensive coverage?
Third-party insurance provides coverage for damages or injuries caused to another person or their property by the policyholder. The main benefit is that it protects the policyholder from financial liability in such situations. Comprehensive coverage, on the other hand, provides broader protection by also covering damages to the policyholder's own vehicle in addition to third-party liabilities. The key difference is that third-party insurance only covers damages to others, while comprehensive coverage includes protection for the policyholder's own vehicle as well.
Who's auto insurance company will cover car damage if you hit a deer while driving another person's car?
In the US the insurance follows the vehicle, therefore the owners auto insurance will cover the damage as long as they have comprehensive (Other than collision) coverage. If they don't have coverage it comes out of someone's pocket. Another note is that insurance companies don't like it when you loan your vehicle to people not listed on the policy as a driver.
Can you continue to renew the insurance on a vehicle belonging to a deceased person?
No, it is insurance fraud/ identity theft.
What does comprehensive car insurance include?
A Comprehensive car insurance policy includes the following: Damages Due to Accidents: If your car will witness any damage due to an accident, nothing to worry about as a comprehensive car insurance policy got you covered. Third Party Losses: In an unfortunate event of third party loss related to person, vehicle or property, your comprehensive policy will take care of the legal and financial liabilities. Car Thefts: In case your car is stolen, your comprehensive car insurance policy will look after the same. Damages Due to Natural/Man-made Disaster: When flood, hurricane, hail storm, tornado, riots, etc attack your car, your comprehensive car insurance policy comes handy. Damages Caused in Fire: If your car catches fire, your comprehensive car policy will pay for the damages.
