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What are your options if you get in a wreck with no insurance and not your fault and vehicle is financed?
If you were injured in the collision, and have health insurance, one option is to seek medical care and submit the claims to the health insurance insurer.
Even if you were not hurt, you could make a claim against the at-fault driver and the owner of that car. If you were hurt, keep in mind that most States limit claims against At Fault parties to cases in which you, the injured party, sustained a permanent injury. Permanency is determined by the treating physician(s).
What else can I help you with?
Will progressive insurance pay for an uninsured vehicle if the at fault vehicle was insured by them?
The insurance status of the victim's vehicle is irrelevant. The at-fault insurance company will pay for your damages whether your car is insured or not.
Does full coverage insurance cover damages to the other persons vehicle if you are at fault in a no fault state?
In this state, a no fault state, full coverage insurance covers the other vehicle if you are at fault.
Whose insurance pays when someone else hits your car?
If the other party was clearly at fault in hitting your vehicle then their insurance will pay for the damage to your vehicle. The key is that it is their fault. The way you word the question you don't state that they were at fault but that they hit your car. If it is determined that they were at fault then their insurance pays, if you were at fault then your insurance pays.
If you were in an accident with no insurance and it was not your fault but the other car at fault has insurance and was issused a ticket will there insurance company pay you or the bank?
The at-fault party's insurance should cover your vehicle. EVEN THOUGH OUR INSURANCE HAD RUN OUT BY AMONTH?
Why is it your fault if you have no collision insurance?
Fault is determined by who committed a driving infraction, not who has insurance. If you have no collision insurance, you are responsible for the damages to your own vehicle unless another driver is determined to be at fault.
In Florida No fault insurance is optional for owners of a vehicle?
In Florida, no-fault insurance, known as Personal Injury Protection (PIP), is mandatory for all drivers, but the state does allow vehicle owners to opt out of it under certain conditions. However, if they choose to opt out, they must have another form of insurance that meets the state's minimum liability requirements. While no-fault insurance covers medical expenses and lost wages regardless of fault in an accident, opting out may expose drivers to higher risks if they are involved in an accident. It's essential for vehicle owners to carefully consider their insurance options and the potential consequences of opting out.
Where can you find cheap no fault auto insurance?
Discount no fault automobile insurance can be found both locally and on the web for those looking for a cheap alternative to pricey coverage. Sites like Netquote and No Fault Insurance Quotes are both options for finding local options.
If you were rear ended at a red light should you use your own insurance or the party at fault?
The vehicle at fault would normally use their insurance. If their insurance does not cover the damage or the police considered the accident a non fault, the car stopped at the light will have to pay for their own vehicle.
What does liabilty insurance cover?
Auto liability insurance covers physical damage to the other vehicle if you are at fault. It also covers injuries for parties in the other vehicle when the accident was your fault. It does not provide any coverage for your vehicle, you, or passengers.
You have no car insurance and are involved in an accident that is not your fault does their insurance still pay for damages to your vehicle?
yes
What has the author Kathleen Shea Swendiman written?
Kathleen Shea Swendiman has written: 'No-fault vehicle insurance' -- subject(s): Automobile Insurance, Insurance, Automobile, Insurance, Liability, Insurance, No-fault automobile, Liability Insurance
Do I have to pay for damages to a vehicle you collided with in no-fault state Florida -if the accident was deemed my fault and i had no insurance?
yes
