Commercial auto class code 7391 typically refers to vehicles used for transporting goods or materials, specifically those involved in the delivery and transportation of products for businesses. This classification often includes vehicles like trucks and vans used by companies for commercial purposes, such as construction, landscaping, or delivery services. The code helps insurance providers assess risk and determine appropriate premiums for commercial auto insurance policies.
It can be, but it just depends on the extent of coverage you purchase. Commercial Auto is not automatically included with Commercial General Liability. If you purchase the Commercial Auto coverage along with the Commercial Liability then you will have the coverage. If you purchase only the commercial General Liability then you won't have coverage for commercial auto.
The commercial about "The Single Working Mom"
Homeowners, Rental Property, Commercial Property, Commercial Auto, Personal Auto, Life, Umbrella.
Generally speaking the answer is NO. Commercial auto insurance is more expensive that personal auto insurance because of the (1) frequency of using the auto- more often in commercial, (2) Commercial auto can cause more damage in accidents, and (3) bigger lawsuits are more evident in accidents involving commercial autos. There are very few exceptions. For example, a personal auto carried by a 16 year driver living in an urban area with few violations and a certain amount of liability limits can be more expensive than a commercial auto policy for a 35 years old suburban driver, with clean record, for comparable liability limits.
When you insure a vehicle that you use for business purposes, make sure that you insure it under an authentic commercial auto insurance policy. A personal auto insurance policy will not cover many business uses of an automobile, and if you make a commercial auto insurance related claim that is not covered on your personal policy it will be denied. Therefore, when you buy or lease a car for business use, contact a commercial auto insurance broker if your general business insurance broker or provider cannot assist you with your commercial auto insurance needs.
The following insurance companies all offer commercial auto insurance quotes. http://www.progressivecommercial.com/ http://www.geico.com/getaquote/commercial/ http://www.allstate.com/ http://www.nationwide.com/commercial-car-insurance.jsp
Most auto insurance companies also offer commercial auto insurance. You can attain an online quote online through NetQuote, Geico, or Nationwide insurance.
Auto policies, whether personal or commercial will not cover contents within the vehicle. That is not what auto policies are designed to do. You need to have a commercial property and liability policy to cover business property while on premises or off premises.
Most companies that offer individual auto insurance also offer commercial auto insurance. These are insurance plans designed for commercial vehicles. If your friend is happy with his individual auto insurance company, he should ask that company what plans they offer for commercial vehicles.
That would be one policy in force for a commercial risk.
dan hampton
No.