0
What else can I help you with?
Does building only insurance cover fitted carpets?
If your policy states "Building Only", then you have no coverage for the building contents such as carpet.
What is BPP insurance?
BPP stands for Business Personal Property (or Contents Insurance). It would be part of a Property type policy and would cover any contents located at the covered location.
Does car insurance cover things stolen from inside?
Generally speaking car insurance companies do not cover the contents of your vehicle unless this coverage is specially added to your policy. In some cases, your homeowner's policy will cover the contents of your car.
Does operating unsafe commercial vehicle go against your personal insurance?
Your personal auto would not cover a commercial vehicle. They have to have a separate policy.
What does commercial general liability insurance cover regarding contents liability?
The commercial general liability policy provides coverage for liability not contents. If you only have the CGL then there is no contents coverage. Commercial policies are generally put together by adding different policies as needed for particular coverages. There are many different commercial policies that you can combine to become your complete commercial insurance coverage. Discounts are given for combining the policies. Some of the commercial policies available are commercial general liability, commercial auto, commercial property, commercial boiler and machinery, commercial property floaters, and many more to customize the coverages needed.
What are the limitations of a contents only home insurance policy?
Depending on one's policy and specific insurance company. The limitation or drawbacks of a contents only home insurance is just that. The policy will only cover the contents in one's home if there is a fire or a robbery some times. The policy would not cover any damages that were made to the home by natural storms etc. Depending where one lives it is the law to have home owners insurance or renter's insurance to live in a dwelling.
What type of insurance policy should I consider if I want to protect both my buildings and contents cover?
You should consider a comprehensive property insurance policy that includes both buildings and contents cover. This type of policy will protect your property against damage or loss to both the physical structure and the items inside.
Who is covered by Contents insurance for work tools?
If these are tools you use at work and not exclusively around the house then you will have no coverage for these items. If you are self employed, you should have a separate commercial policy that will cover these tools whether they are on the job or at your house.
Can your personal umbrella policy cover you if your business is sued?
No, a personal umbrella policy generally excludes all business and business exposure. A personal umbrella protects an individual. If your business is insured with a business/commercial policy to protect the business it would be a commercial umbrella.
What does a commercial insurance policy cover?
A commercial insurance policy covers any court and/or attorney costs, loss of income and other such expenses if a lawsuit is involved. It does not cover incidences where willful neglect is involved.
Would you add 80k of snap on tools to a homeowners policy?
If you have this amount of tools you are most likely using them in a business and in this case you will need a commercial policy in order to cover the property.
What type of insurance do I need if I operate Commercial Trucks?
Youl will want a commercial liability policy. This will cover you if you operate commercial trucks.
