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What else can I help you with?
Do I need special insurance to operate truck trailers?
If you are operating a commercial semi-truck, then you need truck insurance which can be provided by insurance companies such as progressive. Progressive has insurance for all types of trucks and has many coverage options.
What kind of auto insurance and liablility to operate a party bus?
You would need to buy a commercial auto policy.
What type of insurance do you need to operate and own a barber shop?
There are many types of insurance you will need to own and operate your barbershop. The most important insurance will be liability insurance. Liability insurance will protect you in the event someone is injured on your property.
Do you need a license to sell commercial insurance in Texas?
Yes, you need an insurance license to sell any kind of insurance in Texas. For "Commercial Insurance" operations, you will need a Property and Casualty Insurance License form the state of Texas.
What type of insurance do you need to operate a 22 passenger shuttle bus service?
Commercial auto insurance, general liability insurance, fleet risk management program, driver acceptance program, and workers compensation insurance. Other policies may be required if you have other operations.
What kind of differences in insurance and licenses do I need to have for commercial vans, as opposed to a normal one?
You need commercial insurance for a commercial van. You might need a different class of license depending on the size of the van.
Do you need commercial insurance for plowing driveways?
Yes you will need commercial insurance. Just in case you are working and you hurt someone or damage someones property.
Insurance for mobile mechanic repairs?
You need commercial General Liability Insurance
Do all business owners need commercial auto insurance?
The only time you would not need it is if your personal auto insurance policy already covers you for your business use. If they would not cover then you need to purchase commercial insurance for that vehicle.
You have a pest control company and full coverage ins on your two trucks do you need commercial auto insurance instead?
I own a small courier company. We are incorporated. We have to have commercial auto as our consumer auto company said they wouldn't cover accidents we had while doing business with our vehicles. Plus they are owned by the company. I would check with my accountant. If your trucks are owned by the company I would assume you would have to have commercial auto. If a driver is using the vehicle on a job has an accident your company is liable, right? If the vehicle is generating income it would fall under the commercial umbrella where commercial insurance would be needed.
Do you need commercial building insurance to build a building?
Yes, you will need commercial building insurance in order to protect you from incurring higher cost later on as well protect you, and your renters. Normally you will need fire and theft insurance amongst others.
Who needs to buy commercial auto insurance?
Those who have a company where commercial driving is involved need to have commercial auto insurance because anything could happen on the road/highway. Also, freelance commercial drivers should have the same type of coverage even though they work for themselves. They too should have commercial auto insurance because they could very easily, accidently hit someone in a little sedan that they couldn't see on the road because they are positioned so high-up. So to cover yourself, those with the use of commercial trucks, should have commercial auto insurance. And know their is a difference between regular car insurance and commercial auto insurance. Just like their is a difference between having a CDL license and a regular driver's license.
