I am pretty sure it is comprhensive.
Not where I live in Ohio. My mother co-signed a car for me, and her name didnt have to be on the insurance, as long as the vehicle carried full coverage insurance in my name.
Yes you can, it's called a named non-owned policy. It covers you to drive a vehicle you do not own, and it only covers you to drive a vehicle that does not have insurance. If you borrow a friends car and have a name non-woned vehicle and have an accident, the insurance follows the vehicle, so their insurance will pay. That company may subrogate and come after you then it would be up to your insurance company to decide if they'd accept liability.
Yes. You must have the insurance before you can legally register the vehicle.
This is not a state specific question. If you are given permission, then you are covered. Note: you can only drive a rental vehicle if your name is on the rental agreement.
liability insurance, see North Carolina
Yes you can. You may have to agree only to drive the vehicle with the owner's permission.
Driving a rental car that is not in your name can lead to legal consequences, such as being charged with unauthorized use of a vehicle or facing insurance issues if there is an accident. It is important to always follow the rental agreement and ensure you have permission to drive the vehicle.
The owner of the vehicle must have the insurance in their name. You cannot legally insure something that you do not own. You can be listed as a driver on the policy and therefore can drive the car with no problem. You never want to insure something that you do not own because any benefits cannot be paid to you because you don't own the vehicle and they cannot pay the owner because he doesn't have a contract with the insurance company. I have, under special circumstances made exceptions with permission from the insurance company. If you son was in Iraq for military service for example, I have gotten the insurance company to allow the son to give the father power of attorney over the vehicle by signed and notarized documents. The policy is still written in the son's name as it should be but it allows the father to sign the insurance application and handle the insurance.
The vehicle is insured not the individual. You can pay for and obtain the insurance in the name of the owner with you listed as an insured operator.
An 18 year old driver living on their own can obtain motor vehicle insurance from local insurance companies such as "State Farm" or "Farmers Insurance". These places as well as many others like "Progressive Insurance" and "Geico Insurance" can be found online for coverage.
Yes. Insurance follows the car not the operator. If your son has insurance, you and your vehicles' insurance would be primary (if he were operating your vehicle), and his would be excess if your coverage is exhausted.
Your husband must be on your policy to be covered. In some States you have to ad your spouse to the policy regardless if they will drive your vehicle or not.