0
What else can I help you with?
When does someone have to have car insurance?
Any Driver operating a motor vehicle on public roads is required to carry Financial Responsibility.
Can you go to jail if you caused an accident with no insurance?
Yes,, You may be subject to arrest if you are operating an uninsured vehicle while involved in a traffic accident. This is often at the discretion of the responding officer.
What if someone hits you and its not his car and there are no insurance on the vehicle?
His liability insurance on his car should transfer to the vehicle that he is driving.
If you let someone ride your motorcycle and he crashed it do you file a claim with his insurance or your own for the repairs?
insurance follows the vehicle, not the driver. If you loan your vehicle to someone, you assume the risk of them having an accident. Only if there is no insurance on the vehicle would the driver's insurance become effective for the loss of a vehicle not owned by him.
What documents are you legally required to have when operating a motor vehicle?
In all 50 states, you are required to provide proof of insurance, registration, and a current driver license for the vehicle you are operating.
Does your insurance cover you to drive a car that has no insurance?
Your personal auto insurance will be secondary to the insurance of the vehicle that you are driving (assuming you do not own it and it is not a business vehicle). If you get involved in a car accident while you are operating a vehicle that is -not- yours, then the insurance of that vehicle has to pay first, and if that insurance is not enough (or is not there) then your insurance will kick in. Notice that if you get pulled over by police they will ask you to show proof of insurance on the vehicle (not your insurance.) The law requires all vehicles to be insured, not individuals.
When can an officer ask for identification?
An officer can ask for identification when they have a reasonable suspicion that a person is involved in criminal activity or when the person is operating a motor vehicle.
Who pays when there is an accident involving a vehicle that is insured by someone other than the owner of the vehicle?
Insurance stays with the vehicle, barring any policly exclusions to the contrary, the insurance that covers the vehicle covers that vehicles actions. If you allow someone to drive your vehicle and they have an accident that is their fault your insurance will be the one that takes care of the damages.
Will liability insurance cover damage to a person's vehicle caused by someone else?
NO, liability covers damage you do to someone else's property. Comprehensive insurance covers damage to your vehicle by someone else. If you have no comprehensive, then you will need to look to their insurance for recovery of damages.
If you own a vehicle can someone else insurance it?
yes, in Minnesota you can
If a spouse dies in Texas with no insurance what happens to vehicle?
Wether it has insurance or not is a moot point. The vehicle is generally part of the estate and is inherited by someone.
Does operating unsafe commercial vehicle go against your personal insurance?
Your personal auto would not cover a commercial vehicle. They have to have a separate policy.
