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When you are not at fault for an accident does the insurance company owe for a comparable rental vehicle?
They owe you for a rental vehicle, but it does not necessarily have to be, "comparable". It depends on the state. Some states will require that the vehicle have the same seating capacity, while others require that they only provide you with basic transportation. The type of vehicle is not a factor, so if you drive a Lexus, don't expect the insurance company to rent you another Lexus. Check with your state's Department of Insurance to see what the insurance company is required to provide you with.
What else can I help you with?
Can you show comparable vehicle to ins co and get more for your totaled vehicle?
No, you can't The insurance company will pay you the ACV (Actual Cash Value) of the vehicle. Meaning, you'll get what your vehicle was worth at the time of the accident.
If you have auto insurance get into an accident while driving someone elses vehicle will you be covered by your insurance?
You should immediately report the accident both to your own insurance company and to the vehicle owner's insurance company. Depending upon which state you are in, either one or both insurance companies is responsible.
Can you still collect on your own insurance without paying the deductible after an accident.?
If you have collision coverage on your vehicle you can collect from your insurance company for the damages. You will not have to pay the deductible if you were determined by the insurance company to not be at fault for the accident. They then go after the other insurance company to get the money they paid you back. If you do not carry collision coverage then you need to file with other insurance company, they will then decide who was at fault for the accident if their party was at fault they then pay you for the damages to your vehicle.
What happens if a leased vehicle is in an accident?
If a leased vehicle is in an accident, the lessor has to notify the lease company, along with their insurance company. Sometime the lease company will have you go through your insurance for repairs, other times they send you to their repair shop (if they have one).
What auto insurance do you bill if you where a passenger in auto accident?
You should be talking to the insurance company that insures the vehicle you were a passenger in. If it was a single vehicle accident they will be responsible but if it wasn't then the at fault drivers insurance would cover it.
Do you file a claim with your insurance company if it is your mistake?
yes if you are in an accident and especially if you are at fault of an accident, you must file with your insurance company, so your insurance company can cover your damages and or other vehicle involved or pay subrogation demand once received from other vehicles ins company, if the other vehicle chose to use their coverage.
What do you do if your car was totaled in an accident and the insurance company doesn't want to give you what you have found on the internet for comparable vehicles they say they can find it cheaper?
Keep in mind that the insurance company will compensate you for the actual cash value of the vehicle. This means the amount of money that it would take to replace the vehicle. Insurance companies do not use advertised prices to determine actual value. When was the last time that you actually paid "sticker" price for a vehicle?
How do you get a car after your vehicle is damaged?
most time if the car was in an accident and is totaled you will have to by it back from your insurance company
Who owns the salvage in an auto accident?
Either the cars owner or the insurance company who paid for the totaled vehicle
What can be done with a totaled vehicle under lien and only liability insurance?
If the accident is your fault, your insurance company is not going to pay out anything. If it is the other person's fault, the other insurance company will be liable.
Is it legal for an insurance company to let you get liability insurance on a vehicle that has a lien holder on it?
Certainly, liability insurance has nothing to do with who owns the vehicle. It deals with protecting the owner of the vehicle if sued as a result of an accident. Collision and theft protect the owner of the vehicle from loss.
What is subrogatable mean?
it means "are the loss payments my insurance company made on my vehicle recoverable from the other insurance company?" If something is subrogatable, it means it is leagally recoverable from someone else. In insurance, if you are in an accident and not at fault, your insurance company has the right to subrogate against the other insurance carrier to recoup the money they paid out to fix your vehicle.
