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Who's at fault and which insurance should I claim when a truck threw a piece of wood on highway then a vehicle rolled over it and the wood flew up and hit my car?
if you can find the truck that dropped the wood to begin with they are the negligent party (unsecured load), if not, then likely will go under your comp or collision coverage, not the guys fault that hit the wood that was in the road way unless he did it on purpose which would be unlikely......if the wood were put into flight and hit your vehicle before hitting the ground again, should go under your comprehensive coverage under the peril of 'falling object' most comp losses are not judged as 'At Fault losses' and shouldn't be a rate increase, will be a claim on your policy of course......finding the truck of course is your best bet......if under your collision coverage again shouldn't be an 'a fault' but once again will be a claim on your policy....some (not all) insurance companys will rate up after numerous accidents whether your fault or not.........
What else can I help you with?
Who is responsible for insurance when test drive a car on the roads and highway?
Test driving a vehicle with the salesperson in the vehicle. They should put a dealers tag on the vehicle before you left the lot. It will fall into the dealerships insurance policy.
What type of highway insurance is there?
Highway insurance isnt a good idea, instead you should be buying rainbow insurance. Think about it, Rainbow Insurance, how many rainbows do you see a day? Enough to give.
Can you cancel auto insurance if you are not driving?
If you don't own a vehicle, or have no intention of driving, you do not have to maintain auto insurance.
What if someone hits you and its not his car and there are no insurance on the vehicle?
His liability insurance on his car should transfer to the vehicle that he is driving.
Why should one get a commercial insurance for your vehicle?
One should get commercial vehicle insurance if they have a business with a fleet of cars, SUVs, trucks or vans. They can all be insured under one commercial vehicle insurance and be covered in case of accidents or damage.
Under what circumstances would a person want comprehensive motor vehicle insurance?
Comprehensive insurance helps to pay for damages to a vehicle that were not the result of a collision. If you want insurance when a vehicle is damaged by fire or theft , then you should purchase comprehensive motor vehicle insurance.
Can you register for insurance for a vehicle in another state?
You should take the policy out in the state the vehicle 'resides' in.
A man hit your car with his car.he has autoclub insurance does his insurance cover the damage to your vehicle?
no, you should have your own.
Is there insurance I can get for my GPS incase of theft?
Your vehicle insurance policy should cover the theft of your GPS unit.
Should you keep insurance on a repossessed vehicle?
Only if you intend to get it back.
If you co-sign for a vehicle should you have liability insurance as well?
Yes
Cosigner need insurance?
The cosigner on an automobile loan is not the person who has to pay for insurance on the vehicle. The registered owner should pay the fees for insurance. However, it is the cosigner's responsibility to make sure the registered owner is carrying insurance for the vehicle.
