if you can find the truck that dropped the wood to begin with they are the negligent party (unsecured load), if not, then likely will go under your comp or collision coverage, not the guys fault that hit the wood that was in the road way unless he did it on purpose which would be unlikely......if the wood were put into flight and hit your vehicle before hitting the ground again, should go under your comprehensive coverage under the peril of 'falling object' most comp losses are not judged as 'At Fault losses' and shouldn't be a rate increase, will be a claim on your policy of course......finding the truck of course is your best bet......if under your collision coverage again shouldn't be an 'a fault' but once again will be a claim on your policy....some (not all) insurance companys will rate up after numerous accidents whether your fault or not.........
Test driving a vehicle with the salesperson in the vehicle. They should put a dealers tag on the vehicle before you left the lot. It will fall into the dealerships insurance policy.
Highway insurance isnt a good idea, instead you should be buying rainbow insurance. Think about it, Rainbow Insurance, how many rainbows do you see a day? Enough to give.
If you don't own a vehicle, or have no intention of driving, you do not have to maintain auto insurance.
His liability insurance on his car should transfer to the vehicle that he is driving.
One should get commercial vehicle insurance if they have a business with a fleet of cars, SUVs, trucks or vans. They can all be insured under one commercial vehicle insurance and be covered in case of accidents or damage.
Comprehensive insurance helps to pay for damages to a vehicle that were not the result of a collision. If you want insurance when a vehicle is damaged by fire or theft , then you should purchase comprehensive motor vehicle insurance.
You should take the policy out in the state the vehicle 'resides' in.
no, you should have your own.
Your vehicle insurance policy should cover the theft of your GPS unit.
Only if you intend to get it back.
Yes
The cosigner on an automobile loan is not the person who has to pay for insurance on the vehicle. The registered owner should pay the fees for insurance. However, it is the cosigner's responsibility to make sure the registered owner is carrying insurance for the vehicle.