In the state of Illinois,Chicago. Can I work as a repo- man with a felony conviction?
No. However in most states it is a felony for someone to conceal a vehicle to prohibit a lender from repossesing it.
Yes.
As a repossession investigator and agent liason, I can tell you that yes, in fact, I know of several instances of felony charges being filed against an individual for hindering repossession of a vehicle. Your lawyer's response may have been motivated more by the fact that he felt confident that he could successfully prevent prosecution, but nothing will prevent the vehicle from being repossessed aside from the destruction of the vehicle. In the event the possessor of a vehicle under repossession were to destroy a vehicle to prevent that repossession, he could then be charged with malicious destruction of private property and hindering a lender.
It doesn't matter how the vehicle is marked or what plates are on it. What matters is the laws of the state in which the repossesion is being performed. The answer is "NO", it is not legal for a repo in Washington to be carried out by an unmarked vehicle. I suggest you speak to an attorney. As of January 2007, a Portland-Oregon based repo company is being sued in Federal court for this same offense, as well as illegal repo, breaching the peace, and assaulting a woman while trying to illegally repo her vehicle.
No. The repossessor can only take the unit they were contracted to repossess. Taking any other vehicle (which includes a trailer) is a felony, and a separate felony will be assessed if there's a load in that trailer.
Yes
Yes.
The repo man will pick up the vehicle anytime and anywhere he can do it while watching out for his personal safety. Repo men have been shot at, cursed at, hit, and everything in-between from the person whose vehicle is being repossesed. I would think that night time would be the safest time for a repo.
No one has the right to enter your property to repo a vehicle. I your vehicle is out in the street, then its fair game. If you see the repo man coming but has not hooked up to your vehicle, you legally still have possession of the vehicle. Once the vehicle has made contact with the truck the vehicle belongs to him.
NO, a lease is simply a contract like a loan. DEFAULT of either calls for repossession.
Who or what do you mean by "the repo man?" If it is the lender you are referring to, yes, they can. If they are attempting to repossess the vehicle because of your non-payment on the installment contract, AND you are concealing, or keeping them from recovering their property, they could charge you with Grand Larceny for intentionally depriving them of their property. On the other hand, if by "repo man" you mean the agent who is actually driving the tow truck, no, they could not - UNLESS that person also happens to be the lender/owner of the vehicle.