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The insurance game is one that is entirely driven by risk. Car accidents are very expensive for the insurance company. The numbers say that drivers who have a history of wrecks or tickets are more likely to be involved in a future accident. The logical conclusion for Virginia car insurance companies is that bad drivers in the past will cost them more money in the future. This is why they tend to charge bad drivers more money for insurance coverage. If you are a bad driver, then you will struggle to find affordable coverage with a reputable company. You will have to look much harder to find a good policy at a good price.
What are the characteristics of a bad driver?Bad drivers are going to have to look much harder to find affordable insurance. How do you know if you are a bad driver? The mark of a bad driver is having many wrecks or tickets in the past. Insurance providers typically look at your record over a period of three years. If you have more than one citation during that time, then you can be tagged as a bad driver. If you have one major accident during that time, then you might draw the label. If you have gotten into a simple fender bender, then chances are that you will avoid the label. Different insurance providers have different rules on this.
How bad do I have to be before I lose the ability to get insurance?Some people worry that their bad driving will eventually cost them the opportunity to get coverage. It is incredibly difficult to become so risky that an insurance carrier will deny coverage. Even people who have been involved in major accidents can get coverage. DUI drivers often get SR-22 insurance to cover their driving. The bigger concern is the price you will have to pay. After you have many accidents or citations, the insurance company will move you into a higher class of risk. This might mean paying the bad driver premium. Your insurance rates can jump significantly as you begin to get this label with insurance companies.
What else can I help you with?
Does the AAA auto provide coverage for high risk drivers?
AAA does not provide automobile insurance for high risk drivers. You will have to look for another provider.
Which reputable auto insurance company will insure high risk drivers?
Examples for auto insurance companies that will insure high risk drivers are Assurant, Allstate, Chubb Corp, FM Global, Genworth Financial or GuideOne Insurance.
Which companies will provide a good deal on auto insurance for high risk drivers?
Almost all auto insurance companies offer different deals to match any type of driver, especially also high risk drivers. Some of these companies are The General Insurance, Drivers First Insurance, Titan Insurance, Acorn Insurance and many more.
Where can one find information on high risk auto insurance quote?
There are many places which provide information on high risk auto insurance quotes. You can try visiting websites such as My Insurance Shopper and Drivers First for examples.
Do high risk drivers pay more of comprehensive car insurance?
It depends on the coverage and the company that they have.
Where can you get assigned risk car insurance in Dallas Texas?
Any Insurer who participates in the Assigned Risk Insurance Plan can place a policy there for you. But why would you want an assigned risk policy? The assigned risk pool is for high risk drivers who can't find insurance anywhere else.
Do the insurance companies have to give cheap car insurance to young drivers?
No they do not have to and they generally do not. Young drivers are in a higher risk group which makes car insurance expensive for younger drivers.
If your drivers license has been suspended for too many points what type of insurance must you either purchase?
Most states have a state mandated high risk driver insurance program that says if you want to insure vehicles in the state you must take on a certain number of high risk drivers, Google your states program.
Which companies offer insurance to drivers who have been convicted of a DUI?
Drivers who have been convicted of DUI are offered Non-Standard or High Risk Auto Insurance. One company who offers this deal would be The General Insurance. The General says yes when others say no. There is another popular company, convictioninsure which provides insurance to convicted drivers.
How much would it cost to insure a 1.6 saxo at the age of 17?
The insurance will be somewhat high. I can't give you an exact number, because each insurance company is different. Insurance companies look at it this way, the younger the driver, the higher risk they are. So the insurance could be higher. Middle aged drivers are less of a risk, so insurance will be a little cheaper. Elder drivers are also a high risk, so their insurance can be higher also. But all of that depends on your driving record. E.G. how citations you have had or driving accidents. Shop around and get the best quote.
How does a bad driver in Texas get car insurance?
Some auto insurance companies will insure bad drivers, also known as high risk drivers. You may contact companies for the best rates for at least the minimum coverage for the state of Texas.
What Florida car insurance for bad drivers is available?
Bad drivers, or high risk drivers, can have skyrocketing premiums or have their policy cancelled. You must shop around for rates. Get legal advise and take defensive driving courses.
