no..it shouldn't be charged..
yes
no. You will hurt your credit when you close an open line of credit.
It will not affect your credit if you pay off the balance when you close the account.
No, the banks can not close your saving and checkings account. If you have credit card debts then yes they can close your credit cards.
When sending a close a credit card account, you need to include your name, address and account number. You also need to include reason for closing the account.
If you close your bank account, your credit card account will typically remain open and unaffected. However, you will still be responsible for making payments on your credit card balance as usual.
Contact the credit company and tell them you want to close the account and tell them to send you a final bill.
Oh, it sounds like you might be wanting to take a break from using PayPal for a while. That's perfectly okay, my friend. To disable your PayPal account, you can log in, go to your settings, and find the option to close or deactivate your account. Remember, you can always re-enable it when you're ready to come back. Just take it one step at a time, and remember, there are always happy little solutions waiting for you.
To successfully close an account, you must first have a zero balance on said account. Otherwise, you will still receive bills on that balance, which can and probably will accrue late charges.
They Regulate themselves
No, what usaully takes place is that the credit card company freeze your credit card account and you continue to make payments