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A factory default reset disc should be created so that you are able to possibly fix your computer if it ever breaks in the future. If adware or viruses get on your computer and change/remove important system files/settings (or if you accidentally mess something up yourself), a reset disc will allow you to wipe your data and start out again as if you had just bought the computer. While factory reset discs can prove to be extremely useful, they are not the end-all solution to fixing computers (they don't work all of the time, especially if the problem is entirely because of hardware failure), and they aren't meant to be used continuously as a simple fix (unless you don't mind losing all of your documents/installed programs).

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